Parents visiting USA 
Non-US Citizens visiting USA 
B1/B2 Visa Holders to the USA Plan Details
Insurance Provider
WorldTrips
Plan Underwriter
Lloyd’s of London
Plan Rating
A.M. Best Rating: A
Plan Category
Travel Medical Insurance
Plan Type
Comprehensive Coverage
Plan Eligibility
Eligibility
For non U.S residents and non U.S citizens traveling to the U.S.
Age for Coverage
14 days to 99 years.
Coverage Duration
Minimum of 5 days to a maximum of 364 days.
Extendable
Yes, up to 364 days.
Policy Maximum, Deductibles & Medical Coverage Limits
Overall Maximum Limit
Age 80 or older: $10,000.
Age 65 to 79: $50,000 or $100,000.
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000.
Deductible Options
$0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period.
Coinsurance
We will pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
Pre-Existing Conditions
Acute Onset of Pre-Existing Conditions
Up to the overall maximum limit.
Emergency Coverage
Ambulance Expenses
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Emergency Room(ER)
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
(Emergency Room cost not covered for general illness unless hospitalized. Prefer going to an urgent care facility or make an appointment directly with doctor for general illness related conditions.)
Out-Patient
Dr. / Physician Visit
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Urgent Care
$15 co-pay (deductible waived) for urgent care and walk-in clinics only applicable to claims incurred inside the US. Co-pay waived if $0 is chosen for policy.
Surgical Treatment
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Prescription Drugs / Medicines
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Lab & X-rays
After deductible, the plan pays 100% of URC up to policy maximum for eligible expenses.After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Physical Therapy
$50 per visit. Co-insurance is waived.
In-Patient
Hospital Room
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Surgical Treatment
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Hospital Intensive Care Unit
After deductible, the plan pays 100% up to policy maximum for eligible expenses.
Dental Coverage
Acute, spontaneous and unexpected pain
Up to $300 for emergency dental accidents and acute onset of pain.
Accidental emergency
Up to $300 for emergency dental accidents and acute onset of pain.
Travel Coverage
Emergency Medical Evacuation / Repatriation
Up to $1,000,000 maximum lifetime limit.
Return of Remains
Air and/or ground transportation of bodily remains or ashes to the area of your principal residence, and reasonable costs of preparation of your remains necessary for transportation.
Emergency Reunion
Up to $50,000.
Return of minor Child(ren)
The cost of a one-way economy air and/or ground transportation ticket for each covered child to the terminal serving the area of principal residence of each covered child.
Trip Interruption
Up to 10,000 for the cost of a one-way economy air and/or ground transportation ticket for each covered child to the terminal serving the area of principal residence.
Loss of checked Baggage
$1,000 limit per certificate period (not subject to deductible or coinsurance).
Additional Coverage Options
Local Burial or Cremation
Not covered.
Terrorism Coverage
Up to $50,000.
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