Visitors Insurance Articles

Consider Group Travel Insurance Vs. Individual Policies for 5 or more Travelers

Published on September 28, 2019


Group travel insurance is available for a group of people traveling at the same time. In order to take advantage of group rates, your group has to have 5 or more travelers. This is more than possible for large family members, corporate employees, tour groups, sport teams and more. Instead of buying individual policy for […]

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What Should You Do After You Buy Visitors Insurance?

Published on September 19, 2019


After purchasing a policy but before it goes into effect, you have a free look period in which you can decide to cancel the policy. You will get a full refund during this period, though there may be a small processing fee for certain policies. If you haven’t looked deeper into the policy you bought, […]

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Cancel for Any Reason Insurance: Why Is It An Important Trip Insurance Feature?

Published on September 1, 2019


When you book a flight in advance, you probably notice that trip insurance is offered as an offset to the risk of buying a flight. If you need to cancel for a reason that is covered by the trip insurance, you can be reimbursed all of your pre-paid expenses. However, trip cancellation doesn’t cover everything. […]

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What is Usual, Customary, and Reasonable (UCR) Charges? How Does It Affect the Claims?

Published on August 31, 2019


You buy a travel policy for a month long stay in Miami, Florida. You don’t plan on getting sick or needing health services, but contract a cold that leads you to seeing a doctor. Your insurance company says they will reimburse you for the doctor visit based on what is Usual, Customary, and Reasonable. But […]

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Should You Add-On Additional Riders On Your Travel Insurance Policy?

Published on August 24, 2019


Buying travel insurance can be tricky. You want to make sure you have good coverage in case of an emergency, but because you are only planning for emergencies, certain policies may seem like too much coverage for too much money. So, how do you decide if you need a rider? First, you take a look […]

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Repatriation Coverage And Return of Mortal Remains Explained

Published on August 12, 2019


It’s not pleasant to think about death when it comes to vacation or long-term travel plans. But the truth is, you should have a plan in place for you and your loved ones should such a unforeseen event happens while you are in a foreign country. The expenses alone you have to deal with to […]

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