Visitors Insurance

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Travel Medical Insurance for Visitors to the United States and Parents visiting USA.

Visitors insurance is a specialized form of travel medical insurance designed for individuals visiting a foreign country, particularly the United States. It offers coverage for eligible medical and non-medical expenses.

Emergency medical expenses and other related costs may arise due to unforeseen illnesses, injuries, or accidents during the visitor's stay. It also covers emergency medical evacuation, hospitalization expenses, repatriation of remains, and more.
Non-medical expenses or travel-related coverage like trip interruption, baggage delay, expenses related to lost passport or travel documents

This type of travel insurance, also known as international travel insurance or travel health insurance, helps protect travelers from the high healthcare costs in the U.S., providing financial security and peace of mind during international travel. Visitors insurance for parents visiting USA is extremely critical as senior travelers have a high risk of unforeseen urgent medical treatment or pre-existing conditions.

Best Visitors Insurance Plans

Best Visitors Insurance Plans for pre-existing conditions

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Travel Medical Insurance

Medical Benefits	Non-Medical Benefits
Expenses for sickness or injury	International Travel Coverage
Emergency Medical Evacuation	Trip Delay or Cancellation
In-Patient & Out-Patient expenses	Trip Interruption, Missed Connection
Lab, X-Ray, Prescription Medicines	Lost or Delayed Baggage
Hospital Stay & Doctor Visits	Lost or Stolen Passport
Emergency Ambulance Services	Border Entry Protection
Repatriation of Remains	Emergency Cash Advance
Accidental Death & Dismemberment	24/7 Assistance Services

Visitors Insurance

Travel insurance for visitors to the USA visiting the United States. Visitor insurance plans are also most suitable for parents visiting USA. This short-term health insurance is crucial as it protects you from the extremely high healthcare costs in the U.S., ensuring peace of mind during your travels. Visitors insurance covers unexpected medical expenses for a sickness, injury, hospitalization, or emergency medical services during your trip.
Is visitor insurance to USA mandatory when visiting the United States? While Visitor Insurance is not legally required to enter the U.S., it is highly recommended. The U.S. healthcare system is costly, and having visitor insurance ensures you’re protected against unforeseen medical expenses that could otherwise be financially crippling.

Visitors Insurance to USA

Key Features of Visitors Insurance to the USA

Medical Coverage

Covers the costs of hospitalization, doctor visits, surgeries, and emergency medical treatments due to illness or injury during the trip.

Many plans offer coverage amounts ranging from $50,000 to over $1,000,000, depending on the policy and provider.

Emergency Medical Evacuation

This benefit covers the cost of transporting the insured to the nearest medical facility capable of providing adequate care or even back to their home country if necessary.

Repatriation of Remains

In the unfortunate event of the insured’s death, the policy may cover the expenses associated with transporting their remains back to their home country.

Pre-Existing Conditions

Some visitors insurance plans provide limited or comprehensive coverage for pre-existing medical conditions, though this is often subject to specific conditions or waiting periods.

For example, INF Elite and Visitors Protect plans are popular for offering coverage for pre-existing conditions for elderly visitors.

Trip Interruption and Cancellation

Some plans cover the costs associated with trip interruptions or cancellations due to medical emergencies or other unforeseen circumstances.

Travel Assistance Services

24/7 travel assistance, including help with medical referrals, emergency transportation, lost luggage, and more.

Optional Coverage

Some plans may offer optional coverage for trip delays, baggage loss, and even adventure sports coverage for activities like skiing or hiking.

Traveling Country*

USA USA + International International excluding USA

Travel Days*

Traveler's Age*

Short-Term Health Insurance for Visitors to the USA and Parents visiting USA

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Who Should Consider Visitors Insurance?

Visitor insurance is essential whether you’re visiting family, vacationing, or staying in the U.S. for a short period.

It is designed for many travelers, offering plans tailored to various age groups, health concerns, and travel needs. It’s advisable to compare policies to find one that best suits your specific requirements.

Visitors insurance is suitable for short-term visitors to the USA from a minimum of 5 days of coverage to as long as 24 months of continuous coverage for some plans:

B-1/B-2 visa holders

Short-term visitors to the USA

Parents visiting the USA

Business travelers

Senior travelers

Short-term health insurance for new immigrants

What Does Visitors Insurance Cover?

Visitor insurance, also known as travel medical insurance coverage may include:

Medical expenses: For a new sickness or injuries during your trip
Doctor visits: hospitalization, surgery, lab fees and prescription medication
Emergency medical evacuation: In case of a life-threatening medical situation
COVID-19 coverage: Ensuring you're protected in the event of a COVID-19 diagnosis.
PPO Network access: Helping you find medical care within an established PPO network.
The Acute Onset of Pre-existing conditions
Repatriation of remains: in case of death of the insured
Additional benefits: Include coverage for lost luggage, accidental death & dismemberment, and repatriation of remains.
Pre-existing conditions coverage: (select plans only)

Travel insurance coverage ensures you receive quality medical care without the financial stress associated with U.S. healthcare costs.

Travel medical insurance plans have different coverages and limits, it is always good to compare travel insurance before you decide to purchase a plan.

Does Visitors Insurance Cover Pre-existing Conditions?

Most travel medical insurance plans do not cover pre-existing medical conditions. Many travel insurance plans cover the acute onset of pre-existing conditions.

At OnshoreKare we do offer a wide choice of exclusive

Visitors Insurance Plans for pre-existing conditions coverage.

Benefits of Visitor Insurance

Cost of Visitors Insurance

Types of Visitors Insurance

Benefits of Visitor Insurance

The primary benefit of visitor insurance is financial protection. Without travel medical insurance providing medical and non-medical coverage, you could face substantial out-of-pocket expenses for medical treatment or other incidents during your trip to the USA.

Additionally, many visitors’ insurance plans offer:

24/7 assistance services
Telemedicine services

This ensures you have support in locating medical care during emergencies and expert help available in case of travel emergencies.

Cost of Visitors Insurance

The cost of visitors’ insurance or how much is visitors insurance heavy on the pocket depends on several factors such as:

Traveler’s age
Coverage duration
Plan type i.e. limited coverage plan or comprehensive coverage plan
Policy maximum selected
Deductible option selected
Any other add-ons opted for

For the most accurate pricing, it’s best to get a customized quote based on your travel details.

You can compare travel insurance plans and purchase one that best meets your needs.

Licensed associates are available to help if you need assistance shortlisting a plan, please call +1 855 652 5565

Types of Visitors Insurance

There are three main types of visitors insurance:

Comprehensive Coverage Plans: Offers extensive coverage, typically paying up to 100% of eligible medical expenses.

Limited Coverage Plans: Provides fixed benefits for specific treatments, which can lead to higher out-of-pocket costs but generally comes with lower premiums. Learn more about the differences between comprehensive vs fixed/limited coverage visitors insurance plans to make an informed decision.

Travel assistance plans provide support services for travelers, covering unexpected events like medical emergencies, lost baggage, or trip cancellations. They offer 24/7 assistance, connecting travelers with resources and help in unfamiliar destinations. Travel assistance plans are not insurance products.

Why OnshoreKare?

At OnshoreKare we work towards providing you the best and wide choice of visitor insurance plans. We offer you an exclusive choice of travel insurance plans for pre-existing conditions. Our technology platform and travel insurance marketplace are all designed for your convenience.

Quote-Compare-Buy

With atmost ease, compare plans to select the best option and we are available for any assistance you may need or help answer questions you may have:

Pre-Existing Conditions Coverage: Wide range of plans covering pre-existing medical conditions, ensuring travelers with existing health issues find suitable coverage
24/7 Doctor Now Service: Round-the-clock access to licensed medical experts via phone or email while traveling in the U.S., offering peace of mind to travelers
U.S. Visitor Insurance Specialists: Exclusive focus on travel medical insurance for visitors to the U.S. Plans tailored to the specific needs of visitors to the USA
Comprehensive and Affordable Coverage: Comprehensive travel insurance plans with the lowest price guarantee. Essential medical and non-medical coverage benefits
Easy and Transparent Comparison: Intuitive travel insurance comparison engine. Compare plans, benefits, and costs from multiple providers, make informed decisions
Exceptional Customer Service & Claims Support: Easy online enrollment, excellent self-help tools, and dedicated customer service representatives for questions, claims and inquiries
Additional benefits: Include coverage for lost luggage, accidental death & dismemberment, and repatriation of remains.

Travel insurance coverage ensures you receive quality medical care without the financial stress associated with U.S. healthcare costs.

Travel medical insurance plans have different coverages and limits, it is always good to compare travel insurance before you decide to purchase a plan.

Frequently Asked Questions

What is Visitors Insurance?

Visitors insurance is a type of travel medical insurance designed specifically for individuals traveling outside their home country, usually for a short period, such as tourists, visiting family members, or business travelers. It provides coverage for unexpected medical expenses, emergencies, and other travel-related incidents during the trip

Can Visitors get Health Insurance in USA?

Visitors to the USA generally cannot purchase traditional domestic health insurance plans, as these plans are designed for U.S. residents, citizens, and those with long-term visas. However, they can obtain visitors insurance, which is specifically designed to cover medical emergencies and healthcare needs during their stay in the U.S.

How much is visitors insurance in USA?

The cost of visitors insurance in the USA can vary significantly depending on several factors, including the traveler’s age, the length of the trip, the type of coverage selected, and whether the policy includes coverage for pre-existing conditions.

Can You Buy Visitors Insurance After Arriving in the U.S.?

Yes, you can purchase visitor insurance after arriving in the U.S., but coverage usually starts the day after purchase.

To ensure full coverage during your stay, it’s advisable to secure your policy before you travel.

Secure Visitors Insurance Through OnshoreKare

At OnshoreKare, we offer a variety of travel medical insurance plans to meet the needs of international travelers.

These plans provide comprehensive coverage, ensuring you’re protected during your visit to the U.S. Don’t let unexpected medical expenses ruin your trip—secure visitors insurance today.

Can you use visitors' insurance for regular check-ups?

No, visitors insurance only covers new and unexpected illnesses or injuries, not routine care. Some Visitors insurance plans also offer coverage for emergency dental and/or vision treatment.

Can I buy travel insurance if I'm already in the U.S.?

Yes, but it’s better to purchase as soon as possible to ensure coverage for the entire duration of your stay.

Are visitors' insurance plans cancellable?

Yes, most plans can be canceled, often with a full refund if done before the policy start date.

Does visitors' insurance cover prescription drugs?

Yes, visitors’ insurance may cover prescription drugs for new illnesses or injuries. Visitors’ insurance for Pre-existing conditions coverage may extend beyond new sickness or injuries.