INF Elite Plus IVAS Plan is an international Visitor Accident and Sickness (IVAS) Plan for non-U.S. residents traveling worldwide, outside their home country. INFPlans offers travel insurance coverage for the USA, Canada, or Mexico. INF Elite Plus is available for a period of a minimum 90 days to 364 days and the plan needs to be purchased before departure from the home country.

INF Elite Plus IVAS provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.

Key Highlights:

  • INF Elite offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Elite is a good travel insurance option for parents visiting the USA
  • INF Elite is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • The plan offers coverage for essential wellness visits
  • Allows visitors to have preventive care while visiting the United States
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide

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NOTE:
INF Elite Plus is not available to US residents, and is only available to non-US residents.
Key Highlights

Best Suitable Plan For

Parents visiting USA
B1/B2 Visa Holders to the USA
Plan Details

Administrator

INF Visitor Care


Coverage Type

Comprehensive Coverage


Plan Underwriter

Crum & Forster, SPC


PPO Network

United Healthcare PPO



Plan Eligibility

Eligibility

All non-US resident plan members traveling worldwide, outside their home country
The plan covers ages 69 and under and 70 to 99 years
The age group coverage limits vary
INF Elite Plus provides coverage in the USA, Canada or Mexico

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days


Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69 : $150,000, $250,000, $300,000, $500,000, or $1,000,000
Age 70-99 : $75,000


Deductible options

Age 0-69 : $100, $250, $500, $1,000, $2,500, or $5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000


Coinsurance (In-Network)

90% of the Preferred Allowance


Coinsurance (Out-of-Network)

70% of Usual, Reasonable & Customary (URC) Charges

Pre-Existing Conditions

Pre-existing Conditions

Age 0-69 : $25,000 Maximum Benefit
Subject to a $1,500 deductible
Age 70-99 : $20,000 Maximum Benefit
Subject to a $1,500 deductible

Travel Coverage

Emergency Medical Evacuation Benefit

Ages 69 and under : Up to $50,000
Ages 70 to 99 : Up to $50,000


Repatriation of Remains Benefit

Ages 69 and under : Up to $50,000
Ages 70 to 99 : Up to $50,000


Trip Interruption Benefit

$1,000


Additional Coverage Options

Accidental Death and Dismemberment Benefit

$25,000

INF ELITE X PLUS FAQS

INF Elite Plus X is a comprehensive travel medical insurance plan designed for non-U.S. residents visiting the United States, Canada, or Mexico, This plan provides extensive coverage, including benefits for pre-existing conditions, emergency medical expenses, and more, ensuring travelers have robust protection during their stay.

This plan is available to non-U.S. citizens and non-U.S. residents traveling to the U.S., Canada, or Mexico. The plan covers individuals aged 0 to 99 years. It's important to note that this plan is not available to U.S. residents.

INF Elite Plus X offers the following policy maximum options for travelers aged 0-69: $150,000 $250,000 $300,000 $500,000 $1,000,000 For travelers aged 70-99, the policy maximum is $75,000.

Yes, INF ElitePlus X is a PPO plan offering the United HeatlhCare PPO, Including direct billing.

Yes, INF Elite Plus X provides coverage for pre-existing conditions, including doctor visits, blood tests, urgent care, specialist care, and hospital stays, up to the specified policy maximum. There is no waiting period for this coverage.

Beyond standard medical coverage, INF Elite Plus X includes:​ Emergency Medical Evacuation: Up to $50,000. Repatriation of Remains: Up to $50,000. Trip Interruption: Benefits up to $1,000. Accidental Death and Dismemberment (AD&D): Up to $25,000. Annual Wellness Benefit: $200. Urgent Care Visits: $25 copay in-network; $50 copay out-of-network. Physiotherapy: $100 per visit, up to a maximum of $1000. Preventive Care: Includes routine physical examinations and immunizations as recommended by the U.S. Centers for Disease Control and Prevention.

Coverage can be purchased for a minimum of 90 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed, up to the maximum duration.

To file a claim, complete the INF Elite Plus X Claims Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted via mail or fax to the claims administrator. For detailed instructions and contact information, refer to the INF Elite Plus X Claims Process.

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