INF Elite Plus IVAS Plan is an international Visitor Accident and Sickness (IVAS) Plan for non-U.S. residents traveling worldwide, outside their home country. INFPlans offers travel insurance coverage for the USA, Canada, or Mexico. INF Elite Plus is available for a period of a minimum 90 days to 364 days and the plan needs to be purchased before departure from the home country.

INF Elite Plus IVAS provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.

Key Highlights:

  • INF Elite offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Elite is a good travel insurance option for parents visiting the USA
  • INF Elite is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • The plan offers coverage for essential wellness visits
  • Allows visitors to have preventive care while visiting the United States
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide


INF Elite Plus is not available to US residents, and is only available to non-US residents.
Key Highlights

Best Suitable Plan For

Parents visiting USA
B1/B2 Visa Holders to the USA
Plan Details


INF Visitor Care

Coverage Type

Comprehensive Coverage

Plan Underwriter

Crum & Forster, SPC

PPO Network

United Healthcare PPO

Plan Eligibility


All non-US resident plan members traveling worldwide, outside their home country
The plan covers ages 69 and under and 70 to 99 years
The age group coverage limits vary
INF Elite Plus provides coverage in the USA, Canada or Mexico

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days

Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69 : $150,000, $250,000, $300,000, $500,000, or $1,000,000
Age 70-99 : $75,000

Deductible options

Age 0-69 : $100, $250, $500, $1,000, $2,500, or $5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000

Coinsurance (In-Network)

90% of the Preferred Allowance

Coinsurance (Out-of-Network)

70% of Usual, Reasonable & Customary (URC) Charges

Pre-Existing Conditions

Pre-existing Conditions

Age 0-69 : $25,000 Maximum Benefit
Subject to a $1,500 deductible
Age 70-99 : $20,000 Maximum Benefit
Subject to a $1,500 deductible

Travel Coverage

Emergency Medical Evacuation Benefit

Ages 69 and under : Up to $50,000
Ages 70 to 99 : Up to $50,000

Repatriation of Remains Benefit

Ages 69 and under : Up to $50,000
Ages 70 to 99 : Up to $50,000

Trip Interruption Benefit


Additional Coverage Options

Accidental Death and Dismemberment Benefit


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