INF Elite is an International Visitor Accident and Sickness (IVAS) Plan for non-U.S. residents traveling outside their home country. INF Elite from INFPlans offers travel insurance coverage for the USA, Canada, or Mexico. INF Elite is available for a minimum period of minimum 90 days to 364 days and the plan needs to be purchased before departure from the home country.

INF Elite IVAS provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions, and maximums, with no benefit waiting period.

Key Highlights:

  • INF Elite offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Elite is a good travel insurance option for parents visiting the USA
  • INF Elite is a PPO plan offering the United Healthcare Options PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide


INF Elite IVAS Plan is not available to US residents and is only available to non-US residents.
Key Highlights

Best Suitable Plan For

Parents visiting USA
B1/B2 Visa Holders to the USA
Plan Details


INF Visitor Care

Coverage Type

Comprehensive Coverage

Medical Benefit Options

$150,000, $250,000, $300,000, $500,000, or $1,000,000

PPO Network

United Healthcare Options PPO

Plan Eligibility


Non-US residents traveling outside their home country
The plan covers ages 69 and under and 70 to 99 years
The age group coverage limits vary
INF Elite provides coverage in the USA, Canada or Mexico

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days

Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69 : $150,000, $250,000, $300,000, $500,000, or $1,000,000
Age 70-99 : $75,000

Deductible options

Age 0-69 : $100, $250, $500, $1,000, $2,500, or $5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000

Coinsurance (In-Network)

80% or 90% of the Preferred Allowance

Coinsurance (Out-of-Network)

60% or 70% of Usual, Reasonable & Customary (URC) Charges

Pre-Existing Conditions

Pre-existing Conditions

AGE 0-69: $25,000, $30,000, $40,000, or $50,000 Maximum Benefit
Subject to a $1,500, $2,000, $2,500, $5,000, or $10,000 deductible
AGE 70-99: $20,000 Maximum Benefit
Subject to a $1,500 deductible

Travel Coverage

Emergency Medical Evacuation Benefit

Up to $25,000

Repatriation of Remains Benefit

Up to $20,000

Trip Interruption Benefit


Additional Coverage Options

Accidental Death and Dismemberment Benefit


INF Elite FAQs

Didn’t find what you are looking for?

You can find an answer to your question by asking one of our licensed agents who will reply back to you via email.

Ask An Expert