Best Comprehensive Travel Insurance Plans for Acute Onset of Pre-Existing Conditions

INF Elite Plus

Highlights

  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage (90 days to 364 days)
  • Maximum Limits of $75,000 (Age 70-99), or $150,000, $250,000, $300,000, $500,000, $1,000,000 (Age 0-69)
  • Includes Pre-Existing Condition coverage (see plan details)
  • Pre-Existing Conditions Coverage up to $20,000 (Age 70-99) or $25,000, $30,000, $40,000, $50,000 (Age 0-69)
  • Utilizes UnitedHealthcare Options PPO (including Direct Billing)st Item

INF Premier Plus

Highlights
  • Coverage from 30 days to 12 months
  • Coverage available for Non-US Citizens and their dependents traveling to US, Canada or Mexico
  • Covers All Pre-Existing Conditions up to $60,000
  • First Health PPO Network
  • $0 Copay for Urgent Care when using MeMD (24/7 access to licensed healthcare provider by phone, app or web)
  • Coverage for Dental & Vision Medical Services
  • Coverage available for travelers up to age 99

ATLAS AMERICA INSURANCE

Highlights
  • After deductible, the plan pay 100% upto policy maximum
  • Coverage available from 5 days to 364 days
  • Policy Maximum upto $2 Million
  • PPO Network – First Health Network
  • Emergency Medical Evacuation

Acute Onset Of Pre-Existing Conditions Coverage

  • For travelers under age 70 years: up to policy maximum (up to $2,000,000)
  • For travelers age 70-79 years: up to $100,000
  • For travelers age 80 years over: No Coverage
  • UnitedHealthcare PPO Network
  • Covid 19 coverage

PATRIOT AMERICA PLUS INSURANCE

Highlights
  • After deductible, the plan pays 100% upto policy maximum
  • Coverage for non-U.S. citizens traveling to the U.S.
  • Coverage available from 5 days to 365 days, renewable upto 24 months
  • United health Network PPO Network

Acute Onset Of Pre-Existing Conditions Coverage

  • For travelers under age 70 years: up to policy maximum (upto $500,000)
  • For travelers over age 70 years: No Coverage

SAFE TRAVELS USA COMPREHENSIVE

Highlights
  • Accident and Sickness Medical Insurance for persons ages 14 days up to age 89 years with Evacuation and Repatriation Benefits
  • PPO Network: First Health Network
  • Benefits for persons while traveling to the United States and world wide with certain restrictions to specific countries and locations
  • Coverage from 5 days to 1 year and Renewable up to 2 years

Acute Onset Of Pre-Existing Conditions Coverage

  • For travelers under age 70 years: up to policy maximum
  • For travelers age 70-89 years: up to $25,000
  • For travelers with cardiac disease or conditions under 70 years: up to $25,000
  • For travelers with cardiac disease or conditions age 70-89 years: up to $15,000

COVER AMERICA-GOLD

Highlights
  • After deductible, the plan pays 100% upto policy maximum
  • Coverage from 5 days to 365 days
  • $15 copay for urgent care depending on policy maximum
  • Border Protection, Missed Connection, Loss of Passport & Theme Park Coverage
  • Most extensive PPO Network – UnitedHealthCare

Acute Onset Of Pre-Existing Conditions Coverage

  • For travelers under age 70 years: up to $250,000
  • For travelers age 70-79 years: up to $30,000
  • For travelers age 80 years over: No Coverage

Affordable / Fixed Benefit / Limited Travel Insurance Plans for Acute Onset of Pre-Existing Conditions

Choice America

Limited Pre-existing Condition Coverage with an optional pre-existing condition rider, which provides limited and basic coverage for eligible pre-existing conditions that existed at or prior to the effective date for travelers under age 80 years
Highlights

  • Coverage from 5 days to 365 days
  • PPO Network – First Health Network but can visit any doctor or hospital
  • Provides Coverage for U.S., Mexico, and Canada
  • Coverage for Border Entry Denials, Loss of Passports, Adventure Sports and Amusement Park Injury Coverage

Visitors Care Insurance