The INF Premier Plus X Plan is a travel medical Insurance plan for visitors to the United States, Canada and Mexico or anywhere outside their home country which provides benefits for wellness such as full body physicals, immunizations, and routine bloodwork. The plan is available to non-US residents aged 0 to 99 years old traveling to the US, Canada, or Mexico when purchased before the start date of your trip for at least 90 days and not more than 364 days. The Premier PlusX Plan comes with UHC PPO Network offering excellent repricing of covered claims. INF Premier Plus X Plan is not available to US residents and is only available to non-US residents INF Premier PlusX Plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period. In addition to accident and sickness benefits, the INF Premier PlusX plan includes eligible emergency medical evacuation benefits, repatriation of remains benefits, and accidental death and dismemberment benefits. INF Premier PlusX policies are issued by Tideview Risk SPC and backed by Convex Insurance UK Ltd., one of the world’s most trusted reinsurers, rated “A Excellent” by A.M. Best.

Key Highlights:

  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage (90 days to 364 days)
  • Utilizes the United HealthCare PPO Network
  • Direct Billing through United HealthCare Options PPO may be available from providers
  • Maximum Limits:
    • For Ages (0-69 years): $300,000
    • For Ages (70-99 years): $100,000
  • Pre-Existing Conditions Limits:
    • For Ages (0-69 years): $50,000 and $100,000
    • For Ages (70-99 years): $15,000, 25,000
  • Includes Pre-Existing Condition Coverage (See plan details)
  • Insurance Benefits underwritten by Tideview Risk, SPC and backed by Convex Insurance UK Ltd, rated “A Excellent” by A.M. Best:
Key Highlights

Best Suitable Plan For

Plan Details

Administrator

INF Visitor Care


Coverage Type

Limited Or Fixed Benefits Coverage


Plan Underwriter

Tideview Risk, SPC



Plan Eligibility

Eligibility

All non-US resident plan members ages 69 and under of the Policyholder who
are traveling outside of their Home Country.
All non-US residents plan members ages 70 to 99 of the Policyholder who are
traveling outside of their Home Country.

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days


Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69 : $300,000
Age 70-99 : $100,000


Deductible options

Age 0-69 : $75, $100, $250, $500, $1,000, $2,500, or 5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000


Coinsurance

100% of the Usual and Customary Charges


Pre-Existing Conditions

Pre-existing Conditions

Age 0-69:
OPTION 1:
$50,000 Maximum Benefit
Subject to a $1,000 deductible

OPTION 2:
$100,000 Maximum Benefit
Subject to a $5,000 deductible

Age 70-99:
OPTION 1:
$15,000 Maximum Benefit
Subject to a $1,000 deductible

OPTION 2:
$25,000 Maximum Benefit
Subject to a $5,000 deductible

Out-Patient

Surgical Room and Supply Expenses

Age 0-69 : Up to $1,800
Age 70-99 : Up to $1,100


Doctor Surgical Expenses:

Age 0-69 : Up to $8,000
Age 70-99 : Up to $5,000


X-rays, laboratory procedures

Age 0-69 : Up to $1,150
Age 70-99 : Up to $650


Hospital Emergency Room

Age 0-69 : Up to $2,500
Age 70-99 : Up to $500


Prescription Drug Expenses

Age 0-69 : Up to $300
Age 70-99 : Up to $150

In-Patient

Room & Board Charges

Age 0-69 : Up to $3,000 per day
Age 70-99 : Up to $1,750 per day


Doctor Surgical Expenses

Age 0-69 : Up to $8,000
Age 70-99 : Up to $5,000

Travel Coverage

Emergency Medical Evacuation Benefit

Age 0-69 : Up to $45,000
Age 70-99 :Up to $20,000


Repatriation of Remains Benefit

Age 0-69 : Up to $30,000
Age 70-99 : Up to $15,000


Trip Interruption Benefit

$1,000


Additional Coverage Options

Accidental Death and Dismemberment Benefit

$25,000


Wellness Medical Expense Benefit

$200 (Annual)

INF PREMIER PLUS X FAQS

INF Premier Plus X is a comprehensive travel medical insurance plan designed for non-U.S. residents visiting the United States, Canada, Mexico, or traveling worldwide outside their home country. This plan offers extensive coverage, including benefits for wellness such as full-body physicals, immunizations, routine blood work, and coverage for pre-existing conditions.

This plan is available to non-U.S. citizens and non-U.S. permanent residents aged 0 to 99 years, traveling to the United States, Canada, Mexico, or worldwide destinations outside their home country. INF Premier Plus X is not available to U.S. residents.

INF Premier Plus X offers the following coverage options:​ Ages 0–69: Policy Maximum: Up to $300,000 per accident or sickness.​ Pre-Existing Condition Coverage: Up to $50,000 or $100,000, depending on the selected policy maximum.​ Deductible for Pre-Existing Conditions: $1,000 or $5,000.​ Ages 70–99: Policy Maximum: Up to $100,000 per accident or sickness.​ Pre-Existing Condition Coverage: Up to $15,000 or $25,000, depending on the selected policy maximum.​ Deductible for Pre-Existing Conditions: $1,000 or $5,000.

Yes, INF Premier Plus X utilizes the United HealthCare PPO Netwok.

Yes, INF Premier Plus X provides coverage for pre-existing conditions as defined in the plan, with no benefit waiting period. The coverage limits for pre-existing conditions vary based on the selected policy maximum and the age of the traveler.

Beyond standard medical coverage, INF Premier Plus X includes:​ Preventive and Wellness Care: Coverage for routine physical examinations, immunizations, and laboratory tests.​ Emergency Medical Evacuation: Benefits for transportation to the nearest medical facility in case of an emergency.​ Repatriation of Remains: Coverage for the return of remains in the event of death.​ Accidental Death and Dismemberment (AD&D): Benefits in case of accidental death or severe injury.​ Telemedicine Services: Access to Doctor Please!, a telehealth app for virtual consultations with healthcare providers.​ Careington Discount Program: Savings on dental, vision, prescription, and hearing products and services in the United States.​ VIP Airport Assistance: Personalized support throughout the airport experience, including fast-track immigration and security.

Coverage can be purchased for a minimum of 90 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed, up to the maximum duration.

To file a claim, complete the INF Premier Plus X Claim Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted online through the plan administrator's website or via email. For detailed instructions and contact information, refer to the INF Premier Plus X Claims Process.

Didn’t find what you are looking for?

You can find an answer to your question by asking one of our licensed agents who will reply back to you via email.

Ask An Expert