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The INF Premier Plus IVAS Plan is an International Visitor Accident and Sickness (IVAS) Plan for non-U.S. residents traveling outside their home country. INF Premier Plus from INFPlans offers travel insurance coverage for the USA, Canada, or Mexico. This plan is available for a minimum period of minimum 90 days to 364 days and the plan needs to be purchased before departure from the home country. which provides benefits for wellness such as full body physicals, immunizations, and routine bloodwork. The Plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions, and maximums, with no benefit waiting period.

Key Highlights:

  • INF Premier Plus offers coverage for pre-existing conditions
  • Option to choose pre-existing condition coverage limits
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Premier Plus is a good travel insurance option for parents visiting the USA
  • INF Premier Plus is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • Wellness Care Coverage
  • United Healthcare PPO
  • Renewable
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide
NOTE:
INF Premier Plus IVAS Plan is not available to US residents and is only available to non-US residents
Key Highlights

Best Suitable Plan For

Plan Details

Administrator

INF Visitor Care


Coverage Type

Limited Or Fixed Benefits Coverage


Plan Underwriter

Crum & Forster, SPC



Plan Eligibility

Eligibility

All Non-US residents traveling anywhere outside their home country
The plan covers ages 69 and under and 70 to 99 years
The age group coverage limits vary
INF Premier Plus offers coverage in the USA, Canada or Mexico

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days


Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69 : $300,000
Age 70-99 : $100,000


Deductible options

Age 0-69 : $75, $100, $250, $500, $1,000, $2,500, or 5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000


Coinsurance

100% of the Usual and Customary Charges


Pre-Existing Conditions

Pre-existing Conditions

Age 0-69:
OPTION 1:
$50,000 Maximum Benefit
Subject to a $1,000 deductible

OPTION 2:
$100,000 Maximum Benefit
Subject to a $5,000 deductible

Age 70-99:
OPTION 1:
$15,000 Maximum Benefit
Subject to a $1,000 deductible

OPTION 2:
$25,000 Maximum Benefit
Subject to a $5,000 deductible


Out-Patient

Surgical Room and Supply Expenses

Age 0-69 : Up to $1,800
Age 70-99 : Up to $1,100


Doctor Surgical Expenses:

Age 0-69 : Up to $8,000
Age 70-99 : Up to $5,000


X-rays, laboratory procedures

Age 0-69 : Up to $1,150
Age 70-99 : Up to $650


Hospital Emergency Room

Age 0-69 : Up to $2500
Age 70-99 : Up to $500


Prescription Drug Expenses

Age 0-69 : Up to $300
Age 70-99 : Up to $150

In-Patient

Room & Board Charges

Age 0-69 : Up to $3,000 per day
Age 70-99 : Up to $1,750 per day


Doctor Surgical Expenses

Age 0-69 : Up to $8,000
Age 70-99 : Up to $5,000

Travel Coverage

Emergency Medical Evacuation Benefit

Age 0-69 : Up to $45,000
Age 70-99 :Up to $20,000


Repatriation of Remains Benefit

Age 0-69 : Up to $30,000
Age 70-99 : Up to $15,000


Trip Interruption Benefit

$1,000


Additional Coverage Options

Accidental Death and Dismemberment Benefit

$25,000


Wellness Medical Expense Benefit

$200 (Annual)

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