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The INF Standard Visitor Accident & Sickness Plan (IVAS) is an accident & sickness insurance program for travelers visiting the United States Canada, or anywhere outside their home country. This plan pays eligible medical expense benefits for covered expenses that result from a covered accident or sickness, as per the terms and conditions listed in the plan. The plan coverage is available if the plan is purchased before the start date of your trip and for a minimum of 30 days and a maximum of 364 days.

Key Highlights:

  • Coverage from 30 days to 364 days
  • First Health PPO Network, Cashless Claims may be available
  • $0 Copay for Urgent Care when using MeMD (24/7 access to a licensed healthcare provider by phone, app, or web)
  • Coverage for Dental & Vision benefits
  • Policy maximum from $50,000, $100,000, or $150,000
  • Coverage is available for travelers up to age 99
NOTE:
INF Standard IVAS Plan is not available to US residents and is only available to non-US residents
Key Highlights

Best Suitable Plan For

Parents visiting USA
B1/B2 Visa Holders to the USA
Plan Details

Administrator

INF Visitor Care


Coverage Type

Limited Or Fixed Benefits Coverage


Plan Underwriter

Crum & Forster, SPC

Plan Eligibility

Eligibility

Non-US resident plan members ages up to 99 who are traveling outside of their home country
The plan offers different coverage limits for age group 0 to 69 and age group 70 to 99

Policy Maximum, Deductibles & Medical Coverage Limits

Maximum Period of Coverage

364 days


Total Maximum for all Accident or Sickness Expense Benefits:

Age 0-69
Plan A : $50,000
Plan B : $100,000
Plan C : $150,000
Age 70-99
Plan A : $50,000
Plan B : $100,000


Deductible options

Age 0-69 :
Class 1 : $75, $100, $250, $500, $1,000, $2,500, or 5,000
Class 2 : $100, $250, $500, $1,000, $2,500, or $5,000
Age 70-99 : $100, $250, $500, $1,000, $2,500, or $5,000


Coinsurance

100% of the Usual and Customary Charges


Out-Patient

Surgical Room and Supply Expenses

Age 0-69 :
Plan A : Up to $1,000
Plan B : Up to $1,100
Plan C : Up to $1,200
Age 70-99 :
Plan A : Up to $1,000
Plan B : Up to $1,100


Doctor Surgical Expenses:

Age 0-69 :
Plan A : Up to $3,000
Plan B : Up to $5,000
Plan C : Up to $6,000
Age 70-99 :
Plan A : Up to $3,000
Plan B : Up to $5,000


X-rays, laboratory procedures

Age 0-69 :
Plan A : Up to $400
Plan B : Up to $650
Plan C : Up to $750
Age 70-99 :
Plan A : Up to $400
Plan B : Up to $650


Hospital Emergency Room

Age 0-69 :
Plan A : Up to $350
Plan B : Up to $500
Plan C : Up to $750
Age 70-99 :
Plan A : Up to $350
Plan B : Up to $500


Prescription Drug Expenses

Age 0-69 :
Plan A : Up to $100
Plan B : Up to $150
Plan C : Up to $200
Age 70-99 :
Plan A : Up to $100
Plan B : Up to $150


In-Patient

Room & Board Charges:

Age 0-69:
Plan A: Up to $1,300 per day to a maximum of 30 days
Plan B: Up to $1,750 per day to a maximum of 30 days
Plan C: Up to $1,900 per day to a maximum of 30 days
Age 70-99 :
Plan A: Up to $1,300 per day to a maximum of 30 days
Plan B: Up to $1,750 per day to a maximum of 30 days


Doctor Surgical Expenses:

Age 0-69:
Plan A : Up to $3,000
Plan B : Up to $5,000
Plan C : Up to $6,000
Age 70-99 :
Plan A : Up to $3,000
Plan B : Up to $5,000

Travel Coverage

Emergency Medical Evacuation Benefit

Age 0-69 :
Plan A : Up to $15,000
Plan B : Up to $20,000
Plan C : Up to $25,000
Age 70-99 :
Plan A : Up to $15,000
Plan B : Up to $20,000


Repatriation of Remains Benefit

Age 0-69 :
Plan A : Up to $10,000
Plan B : Up to $15,000
Plan C : Up to $20,000
Age 70-99 :
Plan A : Up to $10,000
Plan B : Up to $15,000


Trip Interruption Benefit

$1,000

Additional Coverage Options

Accidental Death and Dismemberment Benefit

$25,000


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