Parents visiting USA 
Non-US Citizens visiting USA 
B1/B2 Visa Holders to the USA Plan Details
Insurance Provider
International Medical Group (IMG)
Plan Underwriter
SiriusPoint Speciality Insurance Corporation
Plan Rating
A.M. Best Rating: A
Plan Category
Travel Medical Insurance
Plan Type
Comprehensive Coverage
PPO Network
United Healthcare PPO Network
Plan Eligibility
Eligibility
For non U.S residents traveling internationally, including the USA
For U.S citizens living abroad and visiting the USA for a short trip
Age for Coverage
14 days to 99 years
Coverage Duration
Minimum of 5 days to a maximum of 365 days
Extendable
Yes, up to 365 days
Purchase Restrictions
Purchase Restrictions
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR)
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE)
Not Available for Purchase from the Following U.S. States/Territories: Maryland (MD) & New York (NY)
Note: These U.S state restrictions are only applicable for purchase. The policy will still cover travelers visiting and temporarily staying in these U.S states
Policy Maximum, Deductibles & Medical Coverage Limits
Period of Coverage
5 days up to 12 months
Period of Coverage limit
Through age 64: $50,000, $100,000, $500,000 or $1,000,000
• Ages 65 to 69: $50,000 or $100,000
• Ages 70 to 79: $50,000
• Ages 80 and older: $10,000
Deductible Options
$0, $100, $250, $500, $1,000 or $2,500 per Insured Person
Pre-Existing Conditions
Acute Onset of Pre-Existing Conditions
Up to the Period of Coverage limit
Emergency Coverage
Ambulance Expenses
In Network: 100% , Out of Network 80%
Emergency Room(ER)
In Network: 100% , Out of Network 80%
Out-Patient
Dr. / Physician Visit
In Network: 100% , Out of Network 80%
Urgent Care
In Network: 100% , Out of Network 80%
Surgical Treatment
In Network: 100% , Out of Network 80%
Prescription Drugs / Medicines
In Network: 100% , Out of Network 80%
Lab & X-rays
In Network: 100% , Out of Network 80%
Physical Therapy
In Network: 100% , Out of Network 80%
In-Patient
Hospital Room
Average semi-private room rate up to the maximum limit. Includes nursing service
Surgical Treatment
In Network: 100% , Out of Network 80%
Hospital Intensive Care Unit
In Network: 100% , Out of Network 80%
Dental Coverage
Unexpected pain or treatment due to an accident
Up to $300
Traumatic Dental Injury
In-Network: 100%
Out-of-Network: 80%
Travel Coverage
Emergency Medical Evacuation
Up to $1,000,000
Return of Remains
Up to period of coverage limit.
Up to $5,000 for the preparation, local burial and cremation of mortal remains at the place of death
Emergency Reunion
Up to $100,000.
Not subject to deductible but must be approved in advance by the company
Return of minor Child(ren)
Up to $100,000.
Not subject to deductible but must be approved in advance by the company
Return Travel
Up to $10,000
Loss of checked Baggage
$50 per item up to $500 maximum per period of coverage
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