Safe Travels International is an A-rated plan for non-US citizens traveling outside their home country, excluding the USA. Please note that this plan does not offer coverage for travel to the USA, in the USA, or from the USA. This plan is not available for anyone who has been outside their home country for over 365 days prior to the coverage starting. The plan provides coverage for 14 days old to 89 years old with coverage available from a minimum of 5 days to a maximum of 364 days. Safe Travels International plan can be extended for uninterrupted coverage for up to 364 days maximum. The plan provides a $2,000 Trip Delay benefit. The plan also provides coverage for COVID-19 expenses like any other sickness as described in the policy document.

Key Highlights:

  • Insurance for up to $1,000,000 in accident and sickness medical expenses
  • Emergency Medical Evacuation, Medically Necessary Repatriation, Repatriation of Remains
  • Political and Natural Disaster Evacuation
  • Covid-19 expenses are covered and treated as any other sickness
  • Limited Coverage for an unexpected recurrence of a Pre-Existing Condition
  • Trip Delay $2,000
  • Optional Upgrades include: Trip Delay Maximum Upgrade; Increased AD&D; and Sports Activity Coverage
Key Highlights

Best Suitable Plan For

International Students
Plan Details

Insurance Provider


Plan Underwriter

C&F Crum & Forster

Plan Rating

A.M. Best Rating: A

Plan Category

Travel Medical Insurance

Plan Type

Comprehensive Coverage

PPO Network

There is no PPO Network for the Safe Travels International plan. The insured person can visit any doctor or hospital of his/her choice.

Plan Eligibility
This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their home country
This plan does not provide coverage to visit the United States

This Policy is not available to green card holders in the USA.
This Policy is not available to anyone age 90 or above
Please note that this plan is not valid for travel to, from or in the United States of America

This Policy is not available to any individual who has been residing within the home country for more than 365 days prior to their policy effective date
Policy Maximum, Deductibles & Medical Coverage Limits

Emergency Medical & Hospitalization Policy Maximum

$50,000, $100,000, $250,000, $500,000 or $1,000,000

Deductible Options

$0, $50, $100, $250, $500, $1,000, $2,500, $5,000


100% after the deductible

Pre-Existing Conditions

Unexpected Recurrence of a Pre-Existing Condition

Up to $20,000 of Covered Expenses up to age 65 or the first $10,000 for ages over 65

Emergency Coverage

Doctor Visits, **Telemedicine, X-rays


Prescription Medicine

Subject to Deductible and Co-insurance

Hospital / ICU Room & Board Charge


Emergency Medical Treatment of Pregnancy

Up to $2,500

Travel Coverage

Emergency Medical Evacuation

Up to $2,000,000

Repatriation of Remains


Emergency Reunion


Return of minor Child(ren)


Trip Interruption


Loss of checked Baggage


Dental Coverage

Dental Treatment

Up to $500 for injury or pain to sound natural teeth

Additional Coverage Options

Sports Activity Coverage

Up to $50,000 per Policy Period

Accidental Death & Dismemberment

$50,000, $100,000, $250,000, $500,000

Optional Trip Delay Upgrade

$4,000 per person ($300/day)
$7,000 per person ($500/day)

Safe Travels International FAQs

There is no PPO Network for the Safe Travels International plan. The insured person can visit any doctor or hospital of his/her choice.

The print out of the on-line buying receipt/virtual ID card is the proof of insurance and can be used as an ID card. Additionally, you will be emailed the ID card that you can print and take to the doc/hospital. Also, when filling out the online application, you have the choice of getting supplemental information and ID card in the mail. If you would like to receive the ID card and plan details by mail then make sure to choose "yes" for mailed ID card. You should receive your insurance package at your mailing address within 5-10 business days of purchase.

If the policy is cancelled before the start date, a full refund is available. After start date, refund is available only if you do not need to visit the doctor, and there is no claim on file. A prorated refund for the unused number of days is refunded. A $25 cancellation fee applies.

Yes, Safe Travels International Insurance has on flight coverage from home country to the host country as well as back to home country. This coverage will only apply if the flight days fall during the plan effective dates. If applicable, make sure to select the start date when the insured leaves the home country (U.S. CST) and select the end date the day they arrive home country on the trip back (CST). This plan does not provide coverage for travels to the USA.

The billing process is at the discretion of the provider. They can either ask the insured person to pay up front, or can bill the insurance company directly. Usually for bigger bills like hospitalization, surgery etc., they tend to bill the insurance company directly. For smaller situations, like doctor consultation, they are more likely to ask the insured person to pay first. However, for any claims to be processed, the insured person has to follow the claim process and send in the claimant information form to the insurance company. This would be applicable even if the providers directly bill the insurance company.

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