The Safe Travels USA plan is a comprehensive international travel medical insurance plan designed for non-US citizens who reside outside the USA and are traveling outside their home country to visit solely the U.S. or to visit a combination of U.S. and other countries worldwide. The plan is ideal for parents, family members, friends, and international tourists visiting the U.S. The plan is available from 5 days up to 364 days. The minimum age for coverage is 14 days old and up to 89 years old. It is available for policy maximums from $50,000 to $1,000,000 and various deductibles ranging from $0 to $5,000. after the deductible is satisfied the plan pays 90% of the first $2,500 eligible medical expenses then 100% up to the policy maximum. It offers coverage for unexpected recurrence of a pre-existing condition. The plan provides medical benefits such as, dental treatment, cardiac condition, emergency medical evacuation, repatriation of remains, accidental death and dismemberment. It also offers optional coverage like Return to home country and sports activity coverage. The plan covers COVID-19 like any other eligible medical condition. The plan is not designed to cover US residents and citizens. It is available for individuals aged up to 89 years. The Safe Travels USA plan is underwritten by Crum and Forster SPC and the plan administrator is TRAWICK International.

Key Highlights:

  • Offers coverage For Acute Onset of Pre-Existing Conditions
  • Overall Maximum Limit Up to $1,000,000
  • Coinsurance 90% of the first $2,500, then 100% up to the Policy Maximum
  • Emergency Medical Evacuation Up to $2,000,000
  • Medically Necessary Repatriation Up to $15,000
  • Emergency Reunion Up to $15,000
  • Political Evacuation Up to $25,000
  • Well doctor visit Up to 125
  • Covid-19 covered as any other illness
  • Urgent Care, Prescription Drugs, Accidental Death and Dismemberment, Coma Benefit
NOTE:
Safe Travels USA Plan is not available to U.S. citizens. It covers non-US citizens while traveling to the USA and then going to other countries.
Key Highlights

Best Suitable Plan For

Parents visiting USA
Non-US Citizens visiting USA
B1/B2 Visa Holders to the USA
Plan Details

Insurance Provider

Trawick International


Plan Underwriter

Crum & Forster, SPC


Plan Rating

A.M. Best Rating: A


Plan Category

Travel Medical Insurance


Plan Type

Comprehensive Coverage


PPO Network

United Healthcare PPO Network

Plan Eligibility

Eligibility

For non-U.S. residents and non-U.S. Citizens, traveling to the USA or USA and then other countries

For ages 14 days to 89 years

Not available to anyone age 90 or above

Not available to any individual who has been residing within the U.S. for more than 364 days prior to their effective date

Policy Maximum, Deductibles & Medical Coverage Limits

Emergency Medical & Hospitalization Policy Maximum

$50,000, $100,000, $250,000, $500,000 or $1,000,000


Deductible Options

$0, $50, $100, $250, $500, $1,000, $2,500, $5,000


Co-Insurance

90% of the first $2,500 then 100% up to thePolicy Maximum

Pre-Existing Conditions

Unexpected recurrence of a pre-existing condition

Up to $1,000

Emergency Coverage

Emergency Local Ambulance

Covered


Emergency Room(ER)

Additional $200 deductible applies to ER visits for sickness that does not lead to hospitalization

Out-Patient

Dr. / Physician Visit

Covered


Urgent Care

$30 per incident – If the $0 Deductible is chosen, there is no Co-Pay


Surgical Treatment

Covered


Prescription Drugs / Medicines

Prescription Medicine – Covered


Lab & X-rays

Covered


Physical Therapy

Limited to $50 per visit per day (10 visits)

In-Patient

Hospital Room

The average semi-private room rate


Surgical Treatment

Covered


Hospital Intensive Care Unit

3 times the average semi-private room rate

Dental Coverage

Dental Treatment

Up to $250 for injury, for pain to sound natural teeth

Travel Coverage

Emergency Medical Evacuation

Up to $2,000,000


Repatriation of Remains

Up to $50,000


Emergency Reunion

$15,000


Return of minor Child(ren)

$5,000


Trip Interruption

$5,000


Loss of checked Baggage

$1,000

Additional Coverage Options

Sports Activity Coverage

Up to $50,000 per Policy Period


Accidental Death & Dismemberment

$25,000


LOCAL BURIAL / CREMATION

$5,000

Safe Travels USA FAQS

Safe Travels USA is a comprehensive travel medical insurance plan tailored for non-U.S. citizens visiting the United States or to visit a combination of US and other countries worldwide. Offered by Trawick International, it provides coverage for unexpected medical expenses, emergency medical evacuation, and other essential travel-related benefits during your stay in the U.S.

This plan is available to non-U.S. citizens who are traveling to the United States for tourism, business, or medical purposes. Coverage is offered to travelers aged 14 days to 89 years. The plan is not available to U.S. citizens or individuals who have been residing in the U.S. for more than 364 days prior to the effective date.

Safe Travels USA offers policy maximums ranging from $50,000 to $1,000,000, depending on the traveler's age. Deductible options include $0, $50, $100, $250, $500, $1,000, $2,500, and $5,000 per certificate period. The plan provides 90% coverage of the first $2,500 in eligible expenses, then 100% up to the policy maximum.

Yes, Safe Travels USA covers medical expenses related to COVID-19 the same as any other illness, provided the illness occurs after the effective date of the policy.

The plan offers limited coverage for the unexpected recurrence of pre-existing conditions up to $1,000 for travelers under age 70. For travelers aged 70 and above, coverage for pre-existing conditions is not available.

Beyond standard medical coverage, the plan includes:​ Emergency medical evacuation Trip interruption Return of minor children Return of mortal remains Common carrier accidental death Accidental death & dismemberment Natural disaster evacuation Felonious assault Lost/stolen baggage and personal items Identity theft assistance Optional athletic sports coverage Optional home country coverage​ These benefits ensure comprehensive protection during your travels.

Coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. The plan is renewable, allowing travelers to extend their coverage as needed, up to the maximum duration.

To file a claim, complete the Claimant's Statement and Authorization form and submit it along with supporting documents such as itemized bills and medical records. Claims can be submitted via the Member Portal or by contacting the plan administrator directly.

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