Plan Details
Insurance Provider
Trawick International
Plan Underwriter
Crum & Forster, SPC
Plan Rating
A.M. Best Rating: A
Plan Category
Travel Medical Insurance
Plan Type
Comprehensive Coverage
PPO Network
United Healthcare PPO Network
Plan Eligibility
Eligibility
For non-U.S. residents and non-U.S. Citizens, traveling to the USA or USA and then other countries
For ages 14 days to 89 years
Not available to anyone age 90 or above
Not available to any individual who has been residing within the U.S. for more than 364 days prior to their effective date
Policy Maximum, Deductibles & Medical Coverage Limits
Emergency Medical & Hospitalization Policy Maximum
$50,000, $100,000, $250,000, $500,000 or $1,000,000
Deductible Options
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Co-Insurance
90% of the first $2,500 then 100% up to thePolicy Maximum
Pre-Existing Conditions
Unexpected recurrence of a pre-existing condition
Up to $1,000
Emergency Coverage
Emergency Local Ambulance
Covered
Emergency Room(ER)
Additional $200 deductible applies to ER visits for sickness that does not lead to hospitalization
Out-Patient
Dr. / Physician Visit
Covered
Urgent Care
$30 per incident – If the $0 Deductible is chosen, there is no Co-Pay
Surgical Treatment
Covered
Prescription Drugs / Medicines
Prescription Medicine – Covered
Lab & X-rays
Covered
Physical Therapy
Limited to $50 per visit per day (10 visits)
In-Patient
Hospital Room
The average semi-private room rate
Surgical Treatment
Covered
Hospital Intensive Care Unit
3 times the average semi-private room rate
Dental Coverage
Dental Treatment
Up to $250 for injury, for pain to sound natural teeth
Travel Coverage
Emergency Medical Evacuation
Up to $2,000,000
Repatriation of Remains
Up to $50,000
Emergency Reunion
$15,000
Return of minor Child(ren)
$5,000
Trip Interruption
$5,000
Loss of checked Baggage
$1,000
Additional Coverage Options
Sports Activity Coverage
Up to $50,000 per Policy Period
Accidental Death & Dismemberment
$25,000
LOCAL BURIAL / CREMATION
$5,000