My Parents have Blood pressure and Diabetes can they be covered

We have many plans which covers options available to choose from which covers pre-existing conditions. Get a free quote from our website.

Do you have plans for seniors 70 plus

Yes we have many plans which covers seniors and you can quote compare and buy within 5 minutes.

What are the best travel insurance plans

It depends on your requirements such as the duration of the trip, medical conditions, price, etc. You can browse through the plans, understand the differences, and get the one that you feel would be the best coverage plan for you.

Is there any plan available for acute onset of pre-existing conditions

Although most plans do not offer coverage for pre-existing conditions, our clients can use our Doctor Now Service for any medical-related queries at any time. Also, some plans under Insurance for Parents are especially designed to include this in the coverage.

Is it really necessary to buy travel insurance?

Yes. A travel insurance plan can cover you for unexpected costs that you can acquire due to unforeseen circumstances. A travel insurance plan from OnshoreKare can cover you for trip cancellation, flight delay/cancellation, stolen/lost luggage, medical emergencies, emergency evacuations, and much more. The last thing you will have to worry about would be to cover the expense of a mishap from your own pocket.

When should insurance be purchased? Before traveling or after landing in U.S.

An insurance plan must be purchased once you or the person traveling gets the visa. Insurance can be purchased up to 24 hours prior to your trip departure date.

Seven Corners Travel Medical USA Visitor Choice

Plan Details

Insurance Provider

Seven Corners, Inc

Plan Underwriter

Lloyd’s of London

Plan Rating

A.M. Best Rating: A

Plan Category

Travel Medical Insurance

Plan Type

Limited Coverage

Plan Eligibility

Eligibility

For non U.S residents and non U.S citizens traveling to the U.S

Age for Coverage

14 days to 99 years

Coverage Duration

Minimum of 5 days to a maximum of 364 days

Benefit Period

180 days

Coverage Area

United states

Extendable

Extendable for a total of up to 1,092 days

Purchase Restrictions

Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)

Not available for Citizens of: Kosovo (XKX), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)

Not available for purchase if the traveler(s) is from one of these U.S. States/Territories: Colorado (CO), Washington (WA), South Dakota (SD), New York (NY) & Maryland (MD). The policy will still cover the traveler(s) visiting and temporarily staying in these destinations.

Policy Maximum, Deductibles & Medical Coverage Limits

Medical Maximum Options

14 days to 69 years: $50,000; $100,000; $150,000
70 to 99 years: $50,000; $100,000

Deductible Options

14 days to 69 years: $0; $50; $100
70 to 99 years: $100; $200

Pre-Existing Conditions

Acute Onset of Pre-Existing Conditions

14 days to 69 years: $75,000
70 to 79 years: $25,000
80 to 99 years: N/A

Emergency Coverage

Local Ambulance

$500

Emergency Room Services

$600

Out-Patient

Dr. / Physician Visit

$100 per visit, 1 per day 30 visits maximum

Urgent Care

$100 per visit, 1 per day 30 visits maximum

Surgical Treatment

$5000

Prescription Drugs

$350 per Period of Coverage

Lab & X-rays

Diagnostic Basic: Up to $750
Diagnostic Comprehensive: Up to $1,250

Physical Therapy

$60 per visit, 1 visit per day, 12 visits maximum

In-Patient

Hospital Room

$2,000 per day, 30-day limit

Surgical Treatment

$5000

Hospital Intensive Care Unit

Additional $750 per day, 8-day limit

Dental Coverage

Dental — Sudden Relief of Pain

$750

Dental — Accident

$750

Travel Coverage

Emergency Medical Evacuation

$100,000 (separate from Medical Maximum)

Local Burial or Cremation

$25,000

Return of Mortal Remains 

$25,000

Additional Coverage

Common Carrier Accidental Death and Dismemberment

$25,000 Principal Sum per Insured Person
$125,000 Aggregate Limit per any one (1) Accident

International Travel Coverage 

Up to Medical Maximum

What is Seven Corners Travel Medical USA Visitor Choice?

Seven Corners Travel Medical USA Visitor Choice is a fixed-benefit travel medical insurance plan designed for non-U.S. residents visiting the United States. This plan provides coverage for unexpected medical expenses, including those arising from acute onset of pre-existing conditions, during your stay. It is ideal for travelers seeking affordable coverage with extended stay options.

Who is eligible for this plan?

This plan is available to non-U.S. citizens and non-U.S. residents traveling to the United States. Coverage is available for individuals aged 14 days to 99 years. It's important to note that this plan is not available to U.S. residents.

What are the coverage limits?

The plan offers the following medical maximum options: Ages 14 days to 69 years: $50,000; $100,000; $150,000 Ages 70 to 99 years: $50,000; $100,000 Deductible options include $0, $50, $100 for travelers aged 14 days to 69 years, and $100, $200 for travelers aged 70 to 99 years.

Does the plan cover pre-existing conditions?

Yes, the plan offers coverage for the acute onset of pre-existing conditions, which is the sudden and unexpected recurrence of a pre-existing condition that occurs spontaneously and without advanced warning. Coverage amounts vary based on age and plan selection.

What additional benefits does the plan offer?

In addition to medical coverage, the plan includes: Emergency Medical Evacuation: Up to $100,,000 Repatriation of Remains: Up to $25,000 Common Carrier Accidental Death: Up to $25,000 Incidental Trips To Home Country: Benefits up to $50,000 Access to United Healthcare PPO Network: Offers direct billing and a wide range of healthcare providers Telemedicine Services: Provides access to medical consultations via phone or video Careington Discount Program: Offers savings on dental, vision, prescription, and hearing products and services in the United States (additional cost)

How do I file a claim?

To file a claim, complete the Seven Corners Travel Medical USA Visitor Choice Claims Form and submit it along with supporting documents such as medical bills and receipts. Claims can be submitted via mail or fax to the claims administrator. For detailed instructions and contact information, refer to the Seven Corners Travel Medical USA Visitor Choice Claims Process.

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