Seven Corners Travel Medical USA Visitor Choice insurance plan provides coverage for non-U.S citizens traveling to the USA. This is a limited travel medical insurance plan that has pre-fixed defined limits for each eligible medical services.

Key Highlights:

  • COVID-19 Coverage included
  • After the deductible, plan pays fixed amounts per service and treatments
  • Coverage duration options between 5 days and 364 days
  • No PPO network, visit any doctor
Key Highlights

Best Suitable Plan For

Parents visiting USA
Non-US Citizens visiting USA
B1/B2 Visa Holders to the USA
Plan Details

Insurance Provider

Seven Corners, Inc

Plan Underwriter

Lloyd’s of London

Plan Rating

A.M. Best Rating: A

Plan Category

Travel Medical Insurance

Plan Type

Limited Coverage

Plan Eligibility


For non U.S residents and non U.S citizens traveling to the U.S

Age for Coverage

14 days to 99 years

Coverage Duration

Minimum of 5 days to a maximum of 364 days

Benefit Period

180 days

Coverage Area

United states


Extendable for a total of up to 1,092 days

Purchase Restrictions
Not available if Home Country/Country of Residences are: Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Russia (RUS), Sierra Leone (SLE), Syria (SYR), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)

Not available for Citizens of: Kosovo (XKX), Puerto Rico (PRI), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR)

Not available for purchase if the traveler(s) is from one of these U.S. States/Territories: Colorado (CO), Washington (WA), South Dakota (SD), New York (NY) & Maryland (MD). The policy will still cover the traveler(s) visiting and temporarily staying in these destinations.
Policy Maximum, Deductibles & Medical Coverage Limits

Medical Maximum Options

14 days to 69 years: $50,000; $100,000; $150,000
70 to 99 years: $50,000; $100,000

Deductible Options

14 days to 69 years: $0; $50; $100
70 to 99 years: $100; $200

Pre-Existing Conditions

Acute Onset of Pre-Existing Conditions

14 days to 69 years: $75,000
70 to 79 years: $25,000
80 to 99 years: N/A

Emergency Coverage

Local Ambulance


Emergency Room Services



Dr. / Physician Visit

$100 per visit, 1 per day 30 visits maximum

Urgent Care

$100 per visit, 1 per day 30 visits maximum

Surgical Treatment


Prescription Drugs

$350 per Period of Coverage

Lab & X-rays

Diagnostic Basic: Up to $750
Diagnostic Comprehensive: Up to $1,250

Physical Therapy

$60 per visit, 1 visit per day, 12 visits maximum


Hospital Room

$2,000 per day, 30-day limit

Surgical Treatment


Hospital Intensive Care Unit

Additional $750 per day, 8-day limit

Dental Coverage

Dental — Sudden Relief of Pain


Dental — Accident


Travel Coverage

Emergency Medical Evacuation

$100,000 (separate from Medical Maximum)

Local Burial or Cremation


Return of Mortal Remains 


Additional Coverage

Common Carrier Accidental Death and Dismemberment

$25,000 Principal Sum per Insured Person
$125,000 Aggregate Limit per any one (1) Accident

International Travel Coverage 

Up to Medical Maximum

Seven Corners Travel Medical USA Visitor Choice FAQs

If you are a non-United States citizen traveling to the U.S. for a short trip, you are eligible for this plan. Your plan must become effective within 12 months of your arrival in the United States. The minimum coverage period is 5 days and the maximum coverage period is 364 days.

Yes, you can extend your coverage in an increment of 5 days or more up to 364 days.You have to extend the policy before it expires. For each extension, there is a $5 fee. Policy can be extended online.

Yes, you can cancel this plan. A written request is required for cancellation. If you request for cancellation before the effective start date, you will receive full refund back. After the start date of the policy, refund is possible only if you have not visited doctors or other medical providers during the coverage period. You would get a prorated refund for the number of days left in the policy. $25 cancellation fee would apply. No refund is available if there is a claim on file.

The Seven Corners Travel Medical USA Visitor Choice covers for unexpected sickness or injury that starts, after the policy becomes effective. It does not cover for preventive care, pre-existing conditions, dental or vision. The Seven Corners Travel Medical USA Visitor Choice plan is a limited coverage plan. It pays a pre-defined fixed dollar amount for every service or treatment. These amounts are provided in the schedule of benefits, both in the plan brochure and Plan Description of Coverage. This plan is less expensive than comprehensive plans, because the plan offers very limited or restricted benefits. Benefits may not be adequate in case of any major medical problem.

No you do not have to pay deductible each time you go to a doctor. Per-incident/per sickness or injury means that the deductible would apply separately to each different sickness or injury. But for each individual sickness or injury the deductible would apply only one time. After you meet the deductible once for a sickness or injury, the plan would pay a fixed dollar amount for every service or treatment related to that. You would not be responsible for further deductibles for follow up visits for the same sickness or injury. You would be responsible for a new deductible, only if a new unrelated sickness or injury starts.
For Example: If you have flu and visit the doctor two times for the same problem and the doctor asks you to take some lab test, then you pay the deductible once for all the services/treatment related to the flu. However if you go to doctor for a different problem, say, an ankle sprain, then the deductible will be applicable again, once for all services /treatments taken for the ankle sprain.

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