Yes, Cancel for Medical Reasons is included under both Trip Cancellation and Trip Interruption.
Tin Leg Adventure
Tin Leg Adventure
Designed for adventure enthusiasts, the Tin Leg Adventure Plan includes coverage for adventure sports, trip cancellations, and interruptions due to unforeseen events. It offers additional benefits like sporting equipment delay and higher baggage coverage.
Plan Details
| Insurance Provider | TinLeg |
| Plan Underwriter | Berkshire Hathaway Specialty Insurance Company |
| Plan Category | Trip Insurance |
| Plan Type | Trip Coverage |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $1,000,000 per person |
| Trip Interruption | 150% of the trip cost |
| Trip Cancellation | 100% of the trip cost |
| Cancel For Any Reason | Optional coverage This benefit is separate from Trip Cancellation |
LOSS OR DELAY
| Extension Of Coverage | Coverage can extend up to 7 days Coverage for medical quarantine included |
| Travel Delay | $600 per person $200 daily limit Covered after 5 hour delay |
| Baggage & Personal Items Loss | $1,000 per person $500 first item limit $250 subsequent items limit $500 specific items limit |
MEDICAL
| Emergency Medical | $100,000 per person Primary coverage |
| Medical Deductible | No Medical Deductible |
Life Coverage
Life coverage
| Flight Only AD&D | No coverage |
| 24 Hour AD&D | $25,000 per person |
CANCELLATION
| Cancel for Covid-19 Sickness | Included in Trip Cancellation & Interruption |
| Hurricane & Weather | Common carrier delay for any length of time Accommodation made uninhabitable Must be purchased before storm is named |
| Employment Layoff | Covered If employed for 1 continuous year |
| Cancel For Medical Reasons | Included in Trip Cancellation and Trip Interruption |
| Financial Default | Covered after 14 day wait if purchased within 15 days of trip deposit |
| Cancel For Work Reasons | Covered for 100% of trip cost if purchased within 15 days of trip deposit |
| Interruption For Any Reason | No coverage |
SPORTS
| Sports Equipment Loss | Included in Baggage & Personal Items Loss |
| Sports Fees | Included in Cancellation & Interruption |
| Sports & Activities | Covered Limitations apply |
| Sports Equipment Delay | $500 per person |
Support
Support
| 24-Hrs Emergency Assistance | 24 hour assistance provided |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Included in Emergency Medical |
| Pre-Existing Conditions | Covered if purchased within 15 days of trip deposit |
| Terrorism Coverage | Covered for foreign and domestic |
| Rental Car Damage | No coverage |
| Baggage Delay | $200 per person Covered after 12 hour delay |
| Money Back Guarantee | Free look up to 15 days after purchase |
Tin Leg Adventure FAQS
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Can I cancel my trip for medical reasons?
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Is there a medical deductible?
No, there is no deductible for medical claims.
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Does the plan cover baggage delays?
Yes, Baggage Delay is covered up to $200 per person, after a 12-hour delay.
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Does the plan include Accidental Death & Dismemberment coverage?
Yes, 24-Hour Accidental Death & Dismemberment (AD&D) is covered up to $25,000 per person.
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Does the plan cover sports activities?
Yes, sports activities are covered, but with limitations.