No, there is no coverage for pre-existing conditions. There is a 180-day look-back period for pre-existing conditions.
The Tin Leg Luxury Plan provides comprehensive travel insurance with high trip cancellation limits, emergency medical evacuation, and optional car rental collision coverage.
| Insurance Provider | TinLeg |
| Plan Underwriter | Berkshire Hathaway Specialty Insurance Company |
| Plan Category | Trip Insurance |
| Plan Type | Trip Coverage |
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $20,000 per person Secondary coverage |
| Trip Interruption | 100% of the trip cost ($5,500). |
| Missed Connection | $100 per person Covered after 3 hour delay |
| Trip Cancellation | 100% of the trip cost |
| Cancel For Any Reason | No coverage |
| Extension Of Coverage | Coverage can extend up to 7 days Coverage for medical quarantine included |
| Travel Delay | $500 per person $150 daily limit Covered after 12 hour delay |
| Baggage & Personal Items Loss | $500 per person $100 first item limit $100 subsequent items limit $500 specific items limit |
| Emergency Medical | $20,000 per person Secondary coverage |
| Medical Deductible | No Medical Deductible |
Life coverage
| Flight Only AD&D | No coverage |
| 24 Hour AD&D | $10,000 per person |
| Cancel for Covid-19 Sickness | Included in Trip Cancellation & Interruption |
| Hurricane & Weather | Common carrier delay for any length of time Must be purchased before storm is named |
| Employment Layoff | Covered If employed for 1 continuous year |
| Cancel For Medical Reasons | Included in Trip Cancellation and Trip Interruption |
| Financial Default | No coverage |
| Cancel For Work Reasons | No coverage |
| Interruption For Any Reason | No coverage |
| Sports Equipment Loss | Included in Baggage & Personal Items Loss |
| Sports Fees | Included in Cancellation & Interruption |
| Sports & Activities | No coverage |
| Sports Equipment Delay | No coverage |
Support
| 24-Hrs Emergency Assistance | 24 hour assistance provided |
Other types of coverage not mentioned above.
| COVID-19 Coverage | Not Covered |
| Pre-Existing Conditions | No coverage Pre-existing look-back period 180 days |
| Terrorism Coverage | Not Covered |
| Rental Car Damage | No coverage |
| Baggage Delay | $200 per person Covered after 24 hour delay |
| Money Back Guarantee | Free look up to 15 days after purchase |
No, there is no coverage for pre-existing conditions. There is a 180-day look-back period for pre-existing conditions.
Medical evacuation & repatriation are covered up to $100,000 per person.
Yes, a 24-hour assistance service is available to help you at any time.
Trip cancellation and trip interruption are both covered at 100% of the trip cost, up to $5,500 each.