Yes, Employment Layoff is covered if you have been employed for at least 3 continuous years.
Tin Leg Gold
Tin Leg Gold
The Tin Leg Gold Plan provides a premium level of coverage, offering high emergency medical benefits, trip protection, and optional Cancel For Any Reason (CFAR) coverage.
Plan Details
| Insurance Provider | TinLeg |
| Plan Underwriter | Starr Indemnity & Liability Company |
| Plan Category | Trip Insurance |
| Plan Type | Trip Coverage |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $500,000 per person Note: Not Eligible for Massachusetts |
| Trip Interruption | 150% of the trip cost |
| Loss of checked baggage | Not Covered |
| Trip Cancellation | 100% of the trip cost |
| Cancel For Any Reason | Optional coverage This benefit is separate from Trip Cancellation |
LOSS OR DELAY
| Extension Of Coverage | Coverage can extend up to 7 days Coverage for medical quarantine included |
| Travel Delay | $500 per person $150 daily limit Covered after 6 hour delay |
| Baggage & Personal Items Loss | $500 per person $100 per item $250 specific items limit |
MEDICAL
| Emergency Medical | $500,000 per person Primary coverage |
| Medical Deductible | No Medical Deductible |
Life Coverage
Life coverage
| AD&D | $10,000 per person |
| Flight Only AD&D | No coverage |
| 24 Hour AD&D | $10,000 per person |
CANCELLATION
| Cancel for Covid-19 Sickness | Included in Trip Cancellation & Interruption |
| Hurricane & Weather | Common carrier delay for 48 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named |
| Employment Layoff | Covered If employed for 3 continuous years |
| Cancel For Medical Reasons | Included in Trip Cancellation and Trip Interruption |
| Financial Default | Covered after 14 day wait if purchased within 14 days of trip deposit |
| Cancel For Work Reasons | No coverage |
| Interruption For Any Reason | No coverage |
SPORTS
| Sports Equipment Loss | Included in Baggage & Personal Items Loss |
| Sports Fees | Included in Cancellation & Interruption |
| Sports & Activities | Covered Limitations apply |
| Sports Equipment Delay | No coverage |
Support
Support
| 24-Hrs Emergency Assistance | 24 hour assistance provided |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Included in Emergency Medical |
| Pre-Existing Conditions | Covered if purchased within 14 days of trip deposit |
| Terrorism Coverage | Covered for foreign and domestic |
| Rental Car Damage | No coverage |
| Baggage Delay | $200 per person $100 daily limit Covered after 24 hour delay |
| Money Back Guarantee | Free look up to 14 days after purchase |
Tin Leg Gold FAQS
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Will I be covered if I am laid off from my job?
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Can I cancel my trip for any reason?
No, Cancel for Any Reason is not covered.
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Does the plan include Accidental Death & Dismemberment (AD&D) coverage?
Yes, Accidental Death & Dismemberment (AD&D) is covered up to $10,000 per person.
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Can I cancel the policy for a refund?
Yes, the plan offers a Money Back Guarantee with a free look period of up to 14 days after purchase.
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Is there a deductible for medical claims?
No, there is no deductible for medical claims.