Emergency Medical: Up to $100,000 (allows $50,000 with no upgrades for New Hampshire) per person for emergency medical treatment.
Covid-19 Medical Coverage: Included under Emergency Medical.
No Medical Deductible: There is no deductible for medical claims.
Tin Leg Luxury
Tin Leg Luxury
The Tin Leg Luxury Plan provides comprehensive travel insurance with high trip cancellation limits, emergency medical evacuation, and optional car rental collision coverage.
Plan Details
| Insurance Provider | TinLeg |
| Plan Underwriter | Berkshire Hathaway Specialty Insurance Company |
| Plan Category | Trip Insurance |
| Plan Type | Trip Coverage |
Travel Coverage
Travel-related coverage
| Emergency Medical Evacuation / Repatriation | $250,000 per person |
| Trip Interruption | 150% of the trip cost |
| Loss of checked baggage | Not Covered |
| Missed Connection | $100 per person Covered after 3 hour delay |
| Trip Cancellation | 100% of the trip cost |
| Cancel For Any Reason | Optional coverage This benefit is separate from Trip Cancellation |
LOSS OR DELAY
| Extension Of Coverage | Coverage can extend up to 7 days Coverage for medical quarantine included |
| Travel Delay | $2,000 per person $150 daily limit Covered after 6 hour delay |
| Baggage & Personal Items Loss | $500 per person $100 first item limit $100 subsequent items limit $500 specific items limit |
MEDICAL
| Emergency Medical | $100,000 per person Primary coverage |
| Medical Deductible | No Medical Deductible |
Life Coverage
Life coverage
| Flight Only AD&D | Optional coverage |
| 24 Hour AD&D | $10,000 per person |
CANCELLATION
| Cancel for Covid-19 Sickness | Included in Trip Cancellation & Interruption |
| Hurricane & Weather | Common carrier delay for any length of time Accommodation made uninhabitable Must be purchased before storm is named |
| Employment Layoff | Covered If employed for 1 continuous year |
| Cancel For Medical Reasons | Included in Trip Cancellation and Trip Interruption |
| Financial Default | Covered after 14 day wait if purchased within 15 days of trip deposit |
| Cancel For Work Reasons | Covered for 100% of trip cost if purchased within 15 days of trip deposit |
| Interruption For Any Reason | No coverage |
SPORTS
| Sports Equipment Loss | Included in Baggage & Personal Items Loss |
| Sports Fees | Included in Cancellation & Interruption |
| Sports & Activities | Covered Limitations apply |
| Sports Equipment Delay | No coverage |
Support
Support
| 24-Hrs Emergency Assistance | 24 hour assistance provided |
Other
Other types of coverage not mentioned above.
| COVID-19 Coverage | Included in Emergency Medical |
| Pre-Existing Conditions | Not Covered |
| Terrorism Coverage | Covered for foreign and domestic |
| Rental Car Damage | Optional coverage |
| Baggage Delay | $200 per person Covered after 24 hour delay |
| Money Back Guarantee | Free look up to 15 days after purchase |
Tin Leg Luxury FAQS
-
What is covered under Medical Coverage?
-
Does the insurance cover terrorism?
Yes, terrorism is covered both for domestic and foreign events.
-
What happens if my trip is delayed or I miss my connection?
Travel Delay: Up to $2,000 per person, with a daily limit of $150, covered after a 6-hour delay.
Missed Connection: $100 per person, covered after a 3-hour delay. -
Can I cancel my policy and get my money back?
Yes, the plan includes a Money Back Guarantee, offering a free look for up to 15 days after purchase.
-
Does the insurance cover sports activities?
Yes, sports activities are covered, but limitations may apply. This also includes coverage for sports equipment loss and sports fees under Trip Cancellation & Interruption.