Safe Travels USA Cost Saver is a international comprehensive travel medical insurance plan designed for non-U.S. citizens who reside outside the USA and are traveling outside their home country to visit solely the U.S. or to visit a combination of U.S. and other countries worldwide. The plan is suitable for budget-conscious travelers seeking comprehensive coverage benefits at an affordable price. It offers coverage from 5 days up to 364 days. The minimum age for coverage is 14 days old and up to 89 years old. The plan offers policy maximums ranging from $50,000 to $1,000,000 and a wide choice of deductibles options ranging from $0 to $5,000. After the deductible is satisfied the plan pays 80% of the first $5,000 eligible medical expenses then 100% thereafter. It also offers coverage for unexpected recurrence of a pre-existing condition. The plan provides coverage for medical expenses, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death and dismemberment. The plan uses the First Health PPO network, a widely recognized PPO network all over the U.S. Safe Travels USA does not offer COVID-19 coverage. Safe Travels USA Cost Saver is underwritten by Crum and Forster SPC, rated A by A.M. Best.

Key Highlights:

  • Offers coverage for Unexpected recurrence of a Pre-Existing Condition
  • Overall Maximum Limit Up to $1,000,000
  • Coinsurance 80% of the first $5,000, then 100% up to the Policy Maximum
  • Emergency Medical Evacuation Up to $2,000,000
  • Medically Necessary Repatriation Up to $15,000
  • Political Evacuation Up to $25,000
  • Natural Disaster Evacuation Up to $10,000
  • Emergency Reunion Up to $15,000
  • Repatriation of Mortal Remains Up to $50,000
  • Local Burial / Cremation Up to $5,000
  • Trip Interruption Up to $5,000
  • Urgent Care, Well Doctor Visit, Accidental Death and Dismemberment
Safe Travels USA - Cost Saver Plan is not available to US citizens traveling to the USA, or to anyone who has been residing within the United States for more than 365 days prior to their effective date, and to anyone age 90 years or above
Key Highlights

Best Suitable Plan For

Parents visiting USA
Non-US Citizens visiting USA
B1/B2 Visa Holders to the USA
Plan Details

Insurance Provider

Trawick International

Plan Underwriter

Crum & Forster, SPC

Plan Rating

A.M. Best Rating: A

Plan Category

Travel Medical Insurance

Plan Type

Comprehensive Coverage

PPO Network

First Health PPO Network

Plan Eligibility
For ages 14 days to 89 years
This policy is not available to anyone age 90years or above
For non-U.S. residents and non-U.S. citizens, traveling to the USA or USA and then other countries
This policy is not available to anyone residing within the U.S. for more than 365 days prior to their effective date
Policy Maximum, Deductibles & Medical Coverage Limits

Emergency Medical & Hospitalization Policy Maximum

$50,000, $100,000, $250,000, $500,000 or $1,000,000

Deductible Options

$0, $50, $100, $250, $500, $1,000, $2,500, $5,000


80% of the first $5,000 then 100% up to the Policy Maximum

Pre-Existing Conditions


$1,000 per Policy Period

Emergency Coverage

Emergency Local Ambulance


Emergency Room(ER)

$200 Additional deductible per visit – Only applies when receiving care in an Emergency Room for an Illness that does not result in a hospital admittance


Dr. / Physician Visit


Urgent Care

$30 copay applies
There is no co-pay if $0 deductible is chosen

Surgical Treatment


Prescription Drugs / Medicines


Lab & X-rays


Physical Therapy

$50 per visit, up to 10 visits per Policy Period.


Hospital Room

The average semi-private room rate

Surgical Treatment


Hospital Intensive Care Unit

3 times the average semi-private room rate

Dental Coverage

Dental Treatment

Up to $250 for injury or pain to sound natural teeth

Travel Coverage

Emergency Medical Evacuation

Up to $2,000,000

Repatriation of Remains

Up to $50,000

Emergency Reunion


Return of minor Child(ren)


Trip Interruption


Loss of checked Baggage


Additional Coverage Options

Accidental Death & Dismemberment




Coma Benefit

Up to $10,000

Safe Travels USA – Cost Saver FAQs

The Safe Travels USA Cost Saver plan is available for any non-US citizen or resident, including green card holders, visiting the USA for a short period of time. It is not available for US citizens, or long-term visa holders who pay taxes in the USA.

You would need the names, dates of birth, passport numbers of the visitors, the visitor's home country address and a valid credit card to buy the plan.

You can print out your ID card from your confirmation e-mail and it will be used as proof of insurance. Nothing is sent to the mailing address in the home country.

Yes, if you buy the plan initially for more than 5 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There would be an extra $5 extension charge.

Yes, you can cancel and get a refund for the Safe Travels USA Cost Saver Plan, if you need to go back earlier than planned. The following rules apply:

1) A written request is required for cancellation.
2) If you cancel the policy before the start date, you would get the full refund back.
3) After the policy start date, you can get the refund, only if you do not need to visit the doctor/provider while the policy is in force.
4) You can get the prorated refund back for the number of days left in the policy.
5) $25 cancellation fee applies.
6) If there is any claim on file, you would not get any refund back.

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