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Best Comprehensive Travel Insurance Plans for Pre-Existing Conditions Coverage

Highlights
  • INF Elite offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Elite is a good travel insurance option for parents visiting the USA
  • INF Elite is a PPO plan offering the United Healthcare Options PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide

 

Highlights
  • INF Elite offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Elite is a good travel insurance option for parents visiting the USA
  • INF Elite is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • The plan offers coverage for essential wellness visits
  • Allows visitors to have preventive care while visiting the United States
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide

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Highlights
  • Coverage for Pre-Existing Conditions
  • Coverages for inside the U.S., Canada and Mexico
  • Short-term travel medical coverage
  • Coverage for individuals, and their dependents
  • Freedom to seek treatment with hospital or doctor of your choice
Highlights
  • Comprehensive Coverage Plan
  • Policy Maximum Choice Options From $50,000 to $1,000,000
  • Flexible Deductibles Options From $100 to $5,000
  • Acute Onset of Pre-existing Conditions Coverage up to Maximum Benefit
  • Low Co-insurance Rate
  • Ultra Low Cost
  • Urgent Care Benefit
  • Utilizes the United HealthCare Options PPO
  • Emergency Medical Evacuation Coverage up to $25,000
  • Repatriation of Mortal Remains Coverage up to $10,000
  • Trip Interruption Coverage up to $1,000
Highlights
  • Emergency Medical Evacuation: Coverage up to $1,000,000 for life-saving transport to the nearest suitable facility.
  • Acute Onset of Pre-existing Conditions: Covers eligible expenses up to the overall maximum limit.
  • Hospital Room and Board: Pays the average semi-private room rate, including nursing services.
  • Trip Interruption: Offers up to $10,000 for travel costs incurred due to unforeseen emergencies.
  • Lost Checked Luggage: Reimbursement up to $1,000 for lost or delayed baggage.
  • Repatriation of Remains: Covers the full cost of returning remains to the home country, up to the policy limit.
  • Political Evacuation: Up to $100,000 for evacuation in the event of political unrest or travel advisories.
  • Natural Disaster Accommodation: Provides $250 per day for up to 5 days if displaced by natural disasters.
  • Emergency Dental Coverage: Up to $300 for acute pain relief or accidental dental injuries.
  • Personal Liability Coverage: Protects against third-party injury or property damage, up to $25,000.
Highlights
  • Comprehensive Emergency Medical Evacuation: Coverage up to $1,000,000 when approved and coordinated by the company.
  • Acute Onset of Pre-existing Conditions: Limited coverage for individuals under 70 years old, with specific sub-limits.
  • Inpatient and Outpatient Medical Services: 100% coverage for hospitalization, physician visits, surgeries, and diagnostic tests.
  • Emergency Reunion: Coverage up to $100,000 for travel and accommodation of a relative in case of hospitalization in intensive care.
  • Accidental Death & Dismemberment: Up to $50,000 for accidental death or dismemberment incidents.
  • Lost Luggage and Personal Belongings: Compensation up to $500 for lost luggage, with a per-item limit of $50.
  • Political and Natural Disaster Evacuations: Coverage up to $100,000 for political evacuation and up to $25,000 for natural disaster evacuation.
  • Return of Mortal Remains: Full coverage up to the policy limit for the return of mortal remains or local burial up to $5,000.
  • Emergency Treatment in the USA: Up to 14 consecutive days of coverage for medical emergencies during a temporary visit to the USA.
  • Coverage for Prescription Medications: Full coverage for prescription drugs, up to a maximum of $250,000 for higher policy limits.

Affordable / Fixed Benefit / Limited Travel Insurance Plans for Pre-Existing Conditions Coverage

Highlights
  • INF Premier offers coverage for pre-existing conditions
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Premier is a good travel insurance option for parents visiting the USA
  • INF Premier is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • Comes with INF-Robin Assist for direct billing & cashless claims with providers worldwide
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide
  • Offers VIP Airport Assistance(Premium Service) as an Addon For:
    • Personalized, high-end support through out the airport experience
    • Fast Track immigration and security
    • Private Transportation to and from the plane
    • Exclusive lounge access
    • Assistance with baggage and check-in

 

Highlights
  • INF Premier Plus offers coverage for pre-existing conditions
  • Option to choose pre-existing condition coverage limits
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage from 90 days to 364 days
  • INF Premier Plus is a good travel insurance option for parents visiting the USA
  • INF Premier Plus is a PPO plan offering the United Healthcare PPO, including Direct Billing
  • The plan offers emergency medical evacuation, repatriation of remains, and AD&D benefits
  • Wellness Care Coverage
  • United Healthcare PPO
  • Renewable
  • Additional Non-Insurance Features (when traveling to the USA) include:
    • Access to a Careington discount program at an additional cost for savings on Dental, Vision, Prescription, & Hearing products & services in the United States. You may save up to 50% for Dental procedures
    • Access to Doctor Please! A telehealth app which allows plan members to access medical care from the comfort of their home. Doctor Please! Works worldwide
Highlights
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage (90 days to 364 days)
  • Utilizes the United HealthCare Options PPO
  • Direct Billing through United HealthCare Options PPO may be available from providers
  • Maximum Limits of $100,000, $150,000, $300,000, $500,000, and $1,000,000
  • Pre-Existing Limits:
    • For Ages 0-69: $20,000, $30,000, $40,000, $50,000, $60,000, $100,000, $150,000 or $200,000
    • For Ages 70-99: $15,000 and $25,000
  • Includes Pre-Existing Condition Coverage (See plan details)
  • Insurance Benefits underwritten by Tideview Risk, SPC and backed by Convex Insurance UK Ltd, rated “A Excellent” by A.M. Best.
Highlights
  • Coverage for non-US residents ages 0-99 years
  • Short-term travel medical coverage (90 days to 364 days)
  • Utilizes the United HealthCare PPO Network
  • Direct Billing through United HealthCare Options PPO may be available from providers
  • Maximum Limits:
    • For Ages (0-69 years): $300,000
    • For Ages (70-99 years): $100,000
  • Pre-Existing Conditions Limits:
    • For Ages (0-69 years): $50,000 and $100,000
    • For Ages (70-99 years): $15,000, 25,000
  • Includes Pre-Existing Condition Coverage (See plan details)
  • Insurance Benefits underwritten by Tideview Risk, SPC and backed by Convex Insurance UK Ltd, rated “A Excellent” by A.M. Best:

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