2026 Travel Checklist for Parents Visiting the USA
February 13, 2026
Everything to confirm before you book flights, plus what to carry so entry, transit, and healthcare don’t become last-minute emergencies.
Get fast quotes from trusted insurers. Choose the right coverage for your budget, travel dates, and medical needs, including wide options for parents visiting the USA and coverage for pre-existing conditions.
Healthcare costs in the United States can be high for visitors. Travel medical insurance helps protect you from large out-of-pocket medical bills if something unexpected happens during your trip.
Coverage and eligibility vary by plan. Always review plan documents.
We make it easy to compare Visitor Insurance plans side-by-side, understand what’s included, and choose confidently, without the overwhelm.
At OnshoreKare, we understand that senior travelers and parents visiting the USA need coverage for pre-existing conditions. We offer the widest choice of travel insurance plans for pre-existing conditions.
With over 10 years in this business, we have been catering to customers worldwide from our Silicon Valley office. Our travel insurance technology helps our customers make better informed choice in a quick and easy way.
Best for longer stays and parents needing broader coverage benefits
Choice of Plans that include acute onset and pre-existing conditions cover
Best for short trips and basic protection at an affordable premium cost.
Coverage up to $2mn, emergency medical evacuation and acute onset of pre-existing conditions
Coverage up to $1mn with hospitalization, emergency medical evacuation and repatriation of remains coverage
Accident and sickness coverage with broad pre-existing medical conditions cover. Cashless claims*
No. Visitor Insurance is short-term travel medical coverage designed for non-U.S. residents visiting the USA.It helps with eligible emergency medical expenses during the trip.
Some plans cover pre-existing conditions, while other plans may only cover the acute onset of pre-existing conditions. Eligibility and exclusions may vary. At OnshoreKare, you get a wide choice of plans that cover pre-existing conditions or the acute onset of pre-existing conditions. Please review the plan information and policy document before you purchase.
Yes. Many plans are designed for parents and older travellers. You can compare by age, deductible, and coverage level.
Most visitor travel medical plans focus on medical emergencies and may not include trip cancellation. Some plans include limited travel benefits like trip interruption, travel delay, and missed connection —check plan
details.
Ideally before travel begins, so coverage is active from your selected start date and you can access documents immediately.details.
A deductible is what you pay before the plan pays eligible expenses (subject to policy terms). Higher deductibles typically mean lower premiums.
Claims are handled by the insurance provider/administrator listed on your policy. OnshoreKare can guide you to the correct claims portal and help you understand required documents.
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