When traveling internationally, having a reliable travel insurance plan is crucial to ensuring your peace of mind and protecting against unexpected disruptions. Safe Travels Voyager Insurance, offered by Trawick International, is one such plan that provides extensive coverage for trip cancellations, medical emergencies, and emergency evacuations.

Designed with international travelers in mind looking for the highest benefits, this plan is perfect for both leisure and business trips. It offers a wide range of benefits to keep travelers protected during their journey, backed by a solid reputation from Trawick International and underwritten by Nationwide Mutual Insurance Company.

What Is Safe Travels Voyager?

• Safe Travels Voyager is a comprehensive travel insurance plan offered by Trawick International, covering trip cancellation, trip interruption, travel medical coverage, and more
• Policies are underwritten by Nationwide Mutual Insurance Company and Starr Indemnity & Liability Company
• The plan is designed for adventure travelers, covering 450+ activities, including lost ski days, golf rounds, and dives

Coverage Details

• Trip cancellation and interruption coverage for insured trip costs
• Emergency medical evacuation coverage
• Travel medical insurance with coverage for acute onset of pre-existing conditions
• Missed connection coverage for regularly scheduled airline flights
• Coverage for trip delays, including accommodations/lodging expenses

Key Benefits Of Safe Travels Voyager Insurance

Safe Travels Voyager Insurance covers a variety of travel-related risks and provides benefits to protect against unforeseen circumstances. Here’s an overview of the key benefits:

Key Features And Benefits

• Comprehensive coverage for trip cancellation, trip interruption, travel medical coverage, and more
• Primary medical coverage of $250,000 per person
• Optional Cancel for Any Reason (CFAR) coverage available
• Optional Interruption for any reason (IFAR) coverage available
• Trip delay coverage with minimum coverage of $3,000 for potential accommodations/lodging expenses
• 24/7 travel assistance services, including concierge services, emergency cash, and family notifications

Benefit Type	Coverage Details	Maximum Benefit
Trip Cancellation	Covers cancellations due to illness, death, or other emergencies	100% of Trip Cost up to $100,000
Trip Interruption	Covers interruptions due to unforeseen circumstances	150% of Trip Cost up to $150,000
Trip Delay	Compensation for trip delays due to common carrier issues	$3,000 ($250 per day, after 6 hours)
Missed Connection	Coverage for missed connections due to delays	$1,000 (delays of 3 hours or more)
Baggage Loss	Coverage for lost or stolen baggage	$2,500 (up to $300 per item)
Baggage Delay	Reimbursement for essentials if baggage is delayed	$600 (after 8 hours)
Medical Expenses	Coverage for emergency medical treatment abroad	$250,000
Emergency Medical Evacuation	Emergency transportation to the nearest medical facility	$1,000,000
Repatriation Of Remains	Return of remains in the event of death	$1,000,000
Accidental Death & Dismemberment	Coverage for accidental death or injury	$50,000 for common carrier (air travel)

Optional Coverages And Add-Ons

In addition to the standard coverage, Safe Travels Voyager Insurance offers several optional add-ons to enhance your protection. These flexible options are perfect for travelers who may need additional coverage for specific circumstances.

Add-On Options

• Cancel for Any Reason (CFAR) coverage is available within 21 days of initial trip deposit date
• Interruption for Any Reason (IFAR) coverage is available
• Emergency medical upgrade available
• Trip delay upgrade available
• 24-hour accidental death and dismemberment (AD&D) coverage is available

Optional Coverage Type	Benefit Details	Maximum Benefit
Trip Cancellation for Any Reason (CFAR)	Flexible trip cancellation for non-emergency reasons	75% of Non-refundable Trip Cost (if within 21 days of deposit)
Trip Interruption for Any Reason (IFAR)	Flexible interruption coverage for non-emergency reasons	50% of Non-refundable Trip Cost (if within 21 days of deposit)
Accidental Death & Dismemberment (AD&D)	Additional AD&D coverage for accidental injuries or death	Up to $100,000
Extended Trip Delay	Increased coverage for trip delays	Up to $7,000
Additional Medical Expenses	Additional primary medical coverage	$250,000 for trips 1-31 days length

Pre-Existing Coverage And Eligibility

One of the standout features of Safe Travels Voyager Insurance is the inclusion of pre-existing medical conditions coverage. If you purchase this plan within 21 days of your initial trip deposit, you will be covered for pre-existing conditions, making it an ideal choice for travelers with health concerns.

Eligibility Requirements:

• Age: There are no age restrictions, making this plan suitable for travelers of all ages
• Trip Length: Coverage applies to trips lasting upto 180 days
• Destination: Available for international travelers heading abroad
• Pre-Existing Medical Conditions: Covered if the plan is purchased within 21 days of the trip deposit

Pricing And Value For Money

Pricing for Safe Travels Voyager Insurance depends on factors like your destination, trip length, and coverage options. Generally, premiums for a typical 10-day international trip range between $50 to $200, making it an affordable option for most travelers.

While it may be more expensive than basic insurance plans, the comprehensive coverage, including emergency medical evacuation, pre-existing condition coverage, and trip delay benefits, makes it a great value for those who want all-around protection.

Optional Coverages, such as Trip Cancellation for Any Reason, can increase the price, but for frequent travelers or those with high-value trips, these additions can provide valuable peace of mind.

Pricing And Cost

• Prices vary depending on the plan and trip details, with prices ranging from $96.12 to $200.02
• Cost of the plan depends on the insured trip cost, trip length, and destination

Pros And Cons Of Safe Travels Voyager Insurance

Pros:

• Comprehensive coverage for trip cancellations, medical expenses, and emergency evacuations
• High coverage limits for emergency evacuation and medical expenses, including up to $1,000,000 for evacuation
• Coverage for pre-existing conditions when purchased within 21 days of the trip deposit
• Flexible optional coverages for extra peace of mind, including Trip Cancellation for Any Reason and Trip Interruption for Any Reason
• Wide Age Range Eligibility:
  • Available for travelers up to age 99, ideal for older travelers who may face difficulty finding coverage with other plans
• Baggage and Travel Delay Coverage:
  • Baggage loss up to $2,500 and baggage delay up to $600. Also covers trip delays up to $3,000
• Cancel for Any Reason (CFAR) Option:
  • Option to purchase CFAR coverage that reimburses up to 75% of non-refundable trip costs if you cancel for any reason (available in most states)
• COVID-19 Coverage:
  • Covers COVID-19 treatment like any other medical condition after the policy’s effective date
• 10-day free look period, offering a risk-free way to cancel the plan if it’s not right for you
• A+ Rated Insurer:
  • Underwritten by Nationwide Mutual Insurance Company, rated A+ (“Superior”) by A.M. Best

Cons:

• Higher premiums compared to basic travel insurance plans
• Optional coverages like Trip Cancellation for Any Reason may not be available in certain states (e.g., New York, Washington)
• Limited rental car coverage in certain states (e.g., New York and Texas)
• Pre-Existing Condition Coverage Timeframe:
  • Coverage for pre-existing conditions is only available if purchased within 21 days of the initial trip deposit
• CFAR Availability in Limited States:
  • Cancel for Any Reason (CFAR) is not available in all states and has conditions that must be met
• Exclusions and Limitations Apply:
  • The plan includes exclusions and limitations that may not cover all possible events, requiring a careful review of the policy

Claims Process And Customer Support

As per the reviews, Trawick International has streamlined the claims process for Safe Travels Voyager Insurance. Travelers can easily file claims online through their 24/7 customer service portal, making the process quick and efficient. Most claims are processed within 10 business days, and the plan’s comprehensive customer support ensures that travelers receive assistance when needed.

User Reviews Safe Travels Voyager Insurance

Reviews of many travelers who have used Safe Travels Voyager Insurance have praised its easy claims process and wide-ranging coverage. One satisfied customer noted, “I had to cancel my trip last minute due to a medical emergency, and the claims process was straightforward. I received my reimbursement quickly and without hassle.”

Exclusions And Limitations

• Known storms, pre-existing conditions (unless specifically included), adventure activities (unless specifically included), and intentional acts of harm are generally not covered
• Pre-existing conditions may be covered if purchased within a certain number of days of the initial trip deposit or having a primary domestic insurance plan in the US

How To Buy A Safe Travels Voyager Policy

• Purchasing a policy is simple and can be done online
• Get a quote online or by phone today
• Requires only basic travel information, including trip dates, destination, and insured trip cost

Comparison To Competitors

• Trawick International was rated 5 stars by NerdWallet, with a sample trip costing $100 for the cheapest plan and $194 for the premium plan
• Safe Travels Voyager plan offers primary medical coverage of $250,000 to U.S. residents, with a 4.6-star rating and 94% of shoppers recommending it

Filing A Claim Safe Travels Voyager

• Filing a claim can be done in various ways, including mail, fax, email, or online portal
• To file a claim, you’ll need specific information, including documentation, plan name, and certificate number

Is Safe Travels Voyager Worth It?

• Comprehensive coverage, add-on options, and concierge services make Safe Travels Voyager worth considering
• However, some reviewers have reported difficulties with filing claims and receiving updates on the status of their claims

Conclusion Safe Travels Voyager Reviews

Safe Travels Voyager Insurance is an excellent choice for international travelers looking for comprehensive protection during their trips. With its wide range of coverage options, including emergency medical expenses, trip cancellation, and high coverage limits for evacuation, this plan provides the peace of mind you need to travel confidently.

Whether you’re heading out for a short vacation or a longer-term business trip, Trawick International Safe Travels Voyager ensures you’re well-covered. However, if you’re looking for a more budget-friendly option, other plans might be better suited to your needs. For those seeking robust coverage and additional flexibility, Safe Travels Voyager is a great choice.

Safe Travels Voyager is a comprehensive travel insurance plan that offers a range of coverage options and benefits.

With its primary medical coverage, trip delay coverage, and 24/7 travel assistance services, it’s a great option for adventure travelers.

However, it’s essential to carefully review the policy details, exclusions, and limitations before purchasing.