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Visitors Insurance

Travel Medical Insurance for Visitors to the United States and Parents visiting USA.
Visitors insurance is a specialized form of travel medical insurance designed for individuals visiting a foreign country, particularly the United States. It offers coverage for eligible medical and non-medical expenses.
This type of travel insurance, also known as international travel insurance or travel health insurance, helps protect travelers from the high healthcare costs in the U.S., providing financial security and peace of mind during international travel. Visitors insurance for parents visiting USA is extremely critical as senior travelers have a high risk of unforeseen urgent medical treatment or pre-existing conditions.

Best Visitors Insurance Plans

Best Visitors Insurance Plans for pre-existing conditions

Travel Medical Insurance

Medical BenefitsNon-Medical Benefits
Expenses for sickness or injuryInternational Travel Coverage
Emergency Medical EvacuationTrip Delay or Cancellation
In-Patient & Out-Patient expensesTrip Interruption, Missed Connection
Lab, X-Ray, Prescription MedicinesLost or Delayed Baggage
Hospital Stay & Doctor VisitsLost or Stolen Passport
Emergency Ambulance ServicesBorder Entry Protection
Repatriation of RemainsEmergency Cash Advance
Accidental Death & Dismemberment24/7 Assistance Services

Visitors Insurance

Visitors Insurance to USA

Key Features of Visitors Insurance to the USA

Medical Coverage

  • Covers the costs of hospitalization, doctor visits, surgeries, and emergency medical treatments due to illness or injury during the trip.
  • Many plans offer coverage amounts ranging from $50,000 to over $1,000,000, depending on the policy and provider.
  • Emergency Medical Evacuation

  • This benefit covers the cost of transporting the insured to the nearest medical facility capable of providing adequate care or even back to their home country if necessary.
  • Repatriation of Remains

  • In the unfortunate event of the insured’s death, the policy may cover the expenses associated with transporting their remains back to their home country.
  • Pre-Existing Conditions

  • Some visitors insurance plans provide limited or comprehensive coverage for pre-existing medical conditions, though this is often subject to specific conditions or waiting periods.
  • For example, INF Elite and Visitors Protect plans are popular for offering coverage for pre-existing conditions for elderly visitors.
  • Trip Interruption and Cancellation

  • Some plans cover the costs associated with trip interruptions or cancellations due to medical emergencies or other unforeseen circumstances.
  • Travel Assistance Services

  • 24/7 travel assistance, including help with medical referrals, emergency transportation, lost luggage, and more.
  • Optional Coverage

  • Some plans may offer optional coverage for trip delays, baggage loss, and even adventure sports coverage for activities like skiing or hiking.
  • Description
    Traveling Country*
    Travel Days*
    Traveler's Age*
    Short-Term Health Insurance for Visitors to the USA and Parents visiting USA
    OnshoreKare Visitors Insurance featured on:
    Our Customers say this about us :
    Why Do You Need Visitors Insurance?
    Healthcare costs in the U.S. are among the highest in the world, and most domestic health insurance plans from your home country may not provide coverage overseas. Visitors insurance covers medical expenses and emergency services, helping you avoid unexpected financial burdens if you or a family member falls ill or gets injured while visiting the USA

    Who Should Consider Visitors Insurance?

    Visitor insurance is essential whether you’re visiting family, vacationing, or staying in the U.S. for a short period.

    It is designed for many travelers, offering plans tailored to various age groups, health concerns, and travel needs. It’s advisable to compare policies to find one that best suits your specific requirements.

    Visitors insurance is suitable for short-term visitors to the USA from a minimum of 5 days of coverage to as long as 24 months of continuous coverage for some plans:

    What Does Visitors Insurance Cover?

    Visitor insurance, also known as travel medical insurance coverage may include:

    Travel insurance coverage ensures you receive quality medical care without the financial stress associated with U.S. healthcare costs.

    Travel medical insurance plans have different coverages and limits, it is always good to compare travel insurance before you decide to purchase a plan.

    Does Visitors Insurance Cover Pre-existing Conditions?

    Most travel medical insurance plans do not cover pre-existing medical conditions. Many travel insurance plans cover the acute onset of pre-existing conditions.

    At OnshoreKare we do offer a wide choice of exclusive

    Visitors Insurance Plans for pre-existing conditions coverage.

    Benefits of Visitor Insurance

    The primary benefit of visitor insurance is financial protection. Without travel medical insurance providing medical and non-medical coverage, you could face substantial out-of-pocket expenses for medical treatment or other incidents during your trip to the USA.

    Additionally, many visitors’ insurance plans offer:

    • 24/7 assistance services
    • Telemedicine services

     

    This ensures you have support in locating medical care during emergencies and expert help available in case of travel emergencies.

    Cost of Visitors Insurance

    The cost of visitors’ insurance or how much is visitors insurance heavy on the pocket depends on several factors such as:

    • Traveler’s age
    • Coverage duration
    • Plan type i.e. limited coverage plan or comprehensive coverage plan
    • Policy maximum selected
    • Deductible option selected
    • Any other add-ons opted for

     

    For the most accurate pricing, it’s best to get a customized quote based on your travel details.

    You can compare travel insurance plans and purchase one that best meets your needs.

    Licensed associates are available to help if you need assistance shortlisting a plan, please call +1 855 652 5565

    Types of Visitors Insurance

    There are three main types of visitors insurance:

    Comprehensive Coverage Plans: Offers extensive coverage, typically paying up to 100% of eligible medical expenses.

    Limited Coverage Plans: Provides fixed benefits for specific treatments, which can lead to higher out-of-pocket costs but generally comes with lower premiums. Learn more about the differences between comprehensive vs fixed/limited coverage visitors insurance plans to make an informed decision.

    Travel assistance plans provide support services for travelers, covering unexpected events like medical emergencies, lost baggage, or trip cancellations. They offer 24/7 assistance, connecting travelers with resources and help in unfamiliar destinations. Travel assistance plans are not insurance products.

    Why OnshoreKare?

    At OnshoreKare we work towards providing you the best and wide choice of visitor insurance plans. We offer you an exclusive choice of travel insurance plans for pre-existing conditions. Our technology platform and travel insurance marketplace are all designed for your convenience.

    Quote-Compare-Buy

    With atmost ease, compare plans to select the best option and we are available for any assistance you may need or help answer questions you may have:

    Travel insurance coverage ensures you receive quality medical care without the financial stress associated with U.S. healthcare costs.

    Travel medical insurance plans have different coverages and limits, it is always good to compare travel insurance before you decide to purchase a plan.

    Frequently Asked Questions

    Visitors insurance is a type of travel medical insurance designed specifically for individuals traveling outside their home country, usually for a short period, such as tourists, visiting family members, or business travelers. It provides coverage for unexpected medical expenses, emergencies, and other travel-related incidents during the trip

    Visitors to the USA generally cannot purchase traditional domestic health insurance plans, as these plans are designed for U.S. residents, citizens, and those with long-term visas. However, they can obtain visitors insurance, which is specifically designed to cover medical emergencies and healthcare needs during their stay in the U.S.

    The cost of visitors insurance in the USA can vary significantly depending on several factors, including the traveler’s age, the length of the trip, the type of coverage selected, and whether the policy includes coverage for pre-existing conditions.

    Yes, you can purchase visitor insurance after arriving in the U.S., but coverage usually starts the day after purchase.

    To ensure full coverage during your stay, it’s advisable to secure your policy before you travel.

    Secure Visitors Insurance Through OnshoreKare

    At OnshoreKare, we offer a variety of travel medical insurance plans to meet the needs of international travelers.

    These plans provide comprehensive coverage, ensuring you’re protected during your visit to the U.S. Don’t let unexpected medical expenses ruin your trip—secure visitors insurance today.

    No, visitors insurance only covers new and unexpected illnesses or injuries, not routine care. Some Visitors insurance plans also offer coverage for emergency dental and/or vision treatment.

    Yes, but it’s better to purchase as soon as possible to ensure coverage for the entire duration of your stay.

    Yes, most plans can be canceled, often with a full refund if done before the policy start date.

    Yes, visitors’ insurance may cover prescription drugs for new illnesses or injuries. Visitors’ insurance for Pre-existing conditions coverage may extend beyond new sickness or injuries.

    For more detailed information or personalized assistance, contact our licensed insurance experts today:

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