INF Insurance is one of the leading visitor insurance providers, offering a wide range of plans that include coverage for pre-existing conditions.

Visitors’ insurance is essential for international travelers, especially those visiting the United States, where healthcare costs can be prohibitively high. If you need pre-existing conditions coverage, then your choice of suitable travel insurance plans becomes limited.

INF visitor insurance offers IVAS plans, i.e., International Visitor Accident and Sickness (IVAS) insurance plans. INF Insurance stands out as a leading provider of travel medical insurance, specifically designed for non-U.S. residents.

With a wide range of plans, including options that cover pre-existing conditions, INF Insurance offers peace of mind and financial protection against unexpected medical emergencies.

Tip: Your domestic health insurance from your home country may not provide coverage when you access medical care abroad, and travel insurance is necessary to avoid huge medical bills.

Why Choose INF Insurance?

INF Insurance is a trusted insurance company with over three decades of experience providing visitor medical insurance.

As the only U.S. insurance provider specializing in full pre-existing coverage, INF caters to travelers with chronic or congenital disorders.

INF travel insurance is especially beneficial for parents, elderly visitors, and international travelers requiring coverage for associated medical costs due to pre-existing conditions.

At OnshoreKare travel insurance marketplace, you can find all INF insurance plans, including ones for pre-existing conditions coverage.

Key Benefits Of INF Travel Insurance:

• Choice of Limited Coverage and Comprehensive insurance plans with clearly defined limits
• Emergency medical evacuation and repatriation of remains
• Coverage for pre-existing medical conditions
• Access to a wide network of healthcare providers
• Instant ID cards and online document access

General Benefits Across INF Plans

• Coverage for pre‑existing conditions, either full or acute-onset—depending on plan (Elite Plus, Premier X offer full)
• Emergency medical evacuation and repatriation of remains included in all plans
• Telemedicine access via DoctorPlease and Careington discount programs for dental, vision, and prescriptions (add-on)
• UnitedHealthcare PPO network access for in-network direct billing and lower out-of-pocket costs in Elite plans

INF Travel Insurance Plans Comparison

INF Elite Series (Comprehensive + PPO Access Plans)

Plan Name	Pre-Existing Coverage	Policy Max	Notable Features	Best For
Elite	Pre-existing Conditions	Up to $1M	PPO network, ER, urgent care, Emergency medical evacuation	General travelers wanting PPO + Pre-X
Elite Plus	Full coverage	Up to $1M	Full pre-existing, Emergency medical evacuation, Urgent care, Wellness medical expense benefits	Elderly or those with medical conditions
Elite X Plus	Pre-existing Conditions	Up to $1M	Affordable pricing, PPO access, Urgent Care, Emergency medical evacuation	Budget-conscious travelers
Elite 90	Acute onset only	Up to $1M	90% in-network coverage	Those seeking reduced out-of-pocket costs

INF Premier Series (Fixed Benefit + Preventive Plans)

Plan Name	Pre-Existing Coverage	Policy Max	Notable Features	Best For
Premier	Up to $600,000	Fixed benefit	Low premium, essential medical care, PPO access	Budget travelers with basic Pre-X needs
Premier Plus	Up to $100,000	Fixed benefit	Adds preventive care and wellness visits	Those wanting wellness + Pre-X protection
PremierX	Full coverage	Up to $1M	Customizable limits, full pre-existing included, PPO access	Long-stay visitors with complex health needs

INF Safe And Standard Plans (Acute Onset And Basic)

Plan Name	Pre-Existing Coverage	Policy Max	Notable Features	Best For
SafeVista Comprehensive	Acute onset only	$50K / $100K	Budget option, urgent care, outpatient	Cost-conscious visitors with mild conditions
StandardX	None	$50K / $150K	PPO access, Covers new conditions only	Young/healthy travelers
Safe Traveler USA	Acute onset	Up to $1M	PPO access, broader network access	Travelers wanting both savings + network

Emergency Medical Evacuation And Additional Benefits

All INF travel insurance includes emergency medical evacuation. This benefit ensures that travelers can be transported to the nearest qualified medical facility or repatriated to their home country if medically necessary.

Additional benefits:

• Repatriation of remains
• Prescription drug coverage
• Telemedicine services
• Access to a network of doctors and hospitals

How To Purchase INF Insurance

Purchasing travel insurance from INF is simple and fast:

1. Compare INF travel insurance online at OnshoreKare
2. Select your plan based on price and coverage details
3. Pay using a credit card
4. Receive instant ID cards and policy documents

Note: It is recommended to purchase INF travel insurance for pre-existing conditions before departing from your home country. It is important to ensure the policy start date aligns with travel dates to avoid gaps in coverage. If the traveler(s) who need to be insured have already arrived in the USA, then please reach out to our licensed travel insurance experts for guidance at +1 855 652 5565

Factors To Consider When Choosing A Plan

When comparing visitors’ insurance options, keep the following in mind:

• Coverage for pre-existing conditions
• Coverage limit and deductible options
• Travel duration and eligibility age limit
• Access to in-network medical care
• Travel-related coverage like flight delays, missed connections, lost baggage, etc

Note: INF Visitor Insurance for pre-existing conditions is available for a minimum of 90 days of coverage. If your trip is of shorter duration, explore other visitors’ insurance plans.

INF Insurance And COVID-19

INF travel health insurance plans include coverage for COVID-19-related medical expenses. This includes testing, hospitalization, and treatment if diagnosed during the policy period.

INF Insurance is a top choice for international travelers seeking reliable visitor insurance with comprehensive benefits. With options that cover pre-existing medical conditions, emergency medical evacuation, and routine care, INF travel insurance plans offer fairly complete coverage for travelers of all ages.

Whether you’re purchasing travel insurance for a short visit or a long stay, INF Insurance plans deliver value, protection, and peace of mind.

Frequently Asked Questions (FAQs)

1. What is considered a pre-existing condition in INF Insurance?

A pre-existing condition is any illness, injury, or health issue that occurred before the start of your INF Insurance plan. INF travel medical insurance defines it as a condition for which medical advice, diagnosis, or treatment was received before the policy began. Having pre-existing conditions does not mean you can’t get coverage — INF offers several plans that cover pre-existing conditions.

2. Does INF Insurance offer full pre-existing conditions coverage?

Yes. Certain INF insurance plans, such as INF Elite Plus and PremierX, provide full pre-existing coverage. This means the insurance company will pay for eligible medical expenses related to pre-existing conditions, including hospitalization, doctor visits, and treatment, subject to the plan’s coverage limits.

3. What’s the difference between full coverage and acute onset coverage for pre-existing conditions?

Full pre-existing coverage pays for both sudden emergencies and ongoing treatment of chronic conditions, such as diabetes or heart disease. Acute onset coverage benefit, offered in some plans like SafeVista, only pays for a sudden and unexpected outbreak of a pre-existing condition, not routine care or anticipated treatment.

4. Can I purchase INF travel medical insurance after arriving in the U.S.?

Yes, INF Insurance allows travelers to buy their visitor insurance even after arriving in the U.S. However, it is strongly recommended to purchase your plan before leaving your home country, as any medical expenses incurred before the policy’s start date will not be covered.

5. Is emergency medical evacuation included in INF travel insurance?

Absolutely. almost all INF travel insurance plans include emergency medical evacuation coverage. If a serious medical emergency occurs and you can’t receive proper treatment locally, INF will arrange for transportation to the nearest suitable facility or even to your home country, covering the associated medical costs.

6. Does INF Insurance cover COVID-19 medical expenses?

Yes, INF’s travel medical insurance plans include COVID-19 coverage. This means if you’re diagnosed while traveling, your medical care, hospital bills, and treatment costs will be handled as part of your unexpected medical emergencies benefits.

7. What’s the maximum age for coverage of pre-existing conditions?

INF Insurance covers travelers of all ages, including seniors. Many plans provide pre-existing conditions coverage up to age 99, though some benefits may be reduced for older travelers. Always check the plan’s eligibility age limit and coverage limit before purchasing.

8. How much does INF visitor insurance cost?

The cost of INF visitor insurance plans depends on your age, trip duration, type of plan, and whether you need pre-existing conditions coverage. Basic plans start from $1 per day, while those offering full pre-existing coverage are more expensive due to higher risk and broader protection.

9. How do I file a claim for medical expenses?

To file a claim with the insurance company, you must complete a claim form and submit receipts, bills, and medical reports. INF may cover medical tourism-related claims if they fall under eligible medical expenses in the policy. Claims can often be filed online, and direct billing may be available with in-network providers.

10. Can I include trip cancellation insurance with INF travel plans?

Yes. Some INF insurance plans allow you to purchase trip cancellation insurance as an add-on. This protects your initial trip deposit and prepaid expenses in case your trip is canceled due to a covered reason, such as illness, hospitalization, or travel restrictions.

Why Trust OnshoreKare For Your Visitor Insurance Needs?

OnshoreKare is a trusted destination for the best travel medical insurance. We serve individuals and families looking for reliable visitor insurance, especially when coverage for pre-existing conditions is a priority.

We understand the unique concerns that come with having elderly parents or relatives visiting the United States, where healthcare can be expensive and unexpected medical emergencies can quickly become stressful.

That’s why we offer access to a wide range of travel medical insurance plans, including top-rated options from INF Insurance that are specifically designed to cover pre-existing conditions, acute onset episodes, and emergency care.

Our team provides expert guidance to help you compare plans, understand benefits, and choose the policy that best fits your needs and budget.

With transparent service, responsive support, and deep knowledge of visitor insurance requirements, OnshoreKare ensures that you and your loved ones are covered with confidence.

Whether you’re planning or need a last-minute policy, you can rely on us for a smooth and stress-free experience.

Ready to find the best visitor insurance for your family? Explore plans now or speak with a licensed advisor at +1 855 652 5565 to get personalized recommendations today.