Travel insurance policies offer a Free Look Period. It applies to new insurance policies and not to renewals. From the time you receive your policy documents, you have typically 10-15 days to review your policy with the option to make a change or ask for a refund. If you return the policy during this time […]
There can be several reasons why visitor insurance claims are denied, but you can file an appeal if you feel your claim was wrongly denied. Frustration is understandable when a claim is first denied, but it’s better to be prepared for this possibility instead of reacting out of anger in case your travel insurance claim […]
Many older travelers, aged over 65 years such as elderly parents, who travel overseas have greater health risks than younger travelers. They are at higher risk of falling ill or falling in general because of their age and health conditions. That is why when purchasing travel insurance for seniors, such as parents, you want to […]
There are many things to think about when searching for a travel insurance policy. If you have a chronic illness or ailment, or pre-existing conditions like a heart ailment, diabetes, high blood pressure, etc, it should be considered while buying the insurance. It’s important to disclose if you have a pre-existing condition when applying for […]
There are a number of factors that weigh in to the costs associated with your insurance plan. That is why we have found several ways that you can lower your costs for insurance, so it fits better into your budget. Being well-informed about your options is the best way to ensure that you are making […]
When looking into different policies for travel insurance, you may notice that some policies offer evacuation coverage. But depending on where you are going and what you are doing, senior travelers should take some time to look into it before making that decision. You never know when you might need to be evacuated and having […]
ChoiceAmerica Insurance is one of the best-limited coverage plans currently available for visitors to North America. The ChoiceAmerica policy is an affordable, scheduled benefit plan providing optimal medical and travel protection for visits to the U.S., Canada, and Mexico. Although the coverage may be viewed as simple or basic, ChoiceAmerica Insurance offers all the necessary […]
Buying travel insurance can be tricky. You want to make sure you have good coverage in case of an emergency, but because you are only planning for emergencies, certain policies may seem like too much coverage for too much money. So, how do you decide if you need a rider? First, you take a look […]
It is important when traveling to have medical insurance coverage, because most domestic health insurance plans do not offer coverage outside the home country, and you never know what could happen on a business trip or leisure vacation. When it comes to visitor insurance plans, there are two basic options to consider. There are fixed […]
After purchasing a policy but before it goes into effect, you have a free look period in which you may decide to cancel the policy and get a refund of the premium you paid. You will usually get a full refund during this period, though there may be a small processing fee for certain policies. […]
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