The primary benefits of international travel medical insurance include peace of mind knowing you are protected during medical emergencies abroad, financial coverage for unexpected medical expenses, assistance with emergency medical evacuation, and support in navigating healthcare systems in foreign countries.

Yes, while international travel medical insurance covers many situations, there are exclusions such as injuries resulting from extreme sports, acts of war, or self-inflicted injuries. It’s important to read the policy details carefully to understand all limitations and exclusions.

International travel medical insurance also known as international health insurance focuses primarily on medical coverage during your travel outside your home country, these plans also provide non-medical benefits like trip interruptions and baggage delays. Trip insurance primarily focuses on the investment in trip costs to protect in case of trip cancellations with added benefits for medical coverage.​

Yes, select travel medical insurance offers coverage for certain pre-existing conditions, subject to specific terms and conditions. It is important to review your policy details to understand the coverage limits and requirements related to pre-existing conditions. OnshoreKare provides a wide range of travel medical insurance plans for pre-existing conditions.

The cost of travel medical insurance depends on factors such as international travelers’ age, coverage duration, and coverage level like policy maximum and deductibles. Premiums can also vary depending on your travel destination and if you are purchasing a pre-existing conditions coverage plan.

In case of a medical emergency while traveling, contact the insurance provider’s customer support hotline immediately. They will guide you through the necessary steps, including finding an in-network medical facility, obtaining authorization for treatment, and managing any claim procedures.

Obamacare is designed to provide health insurance for people within the U.S. When you travel internationally, your ACA plan typically won’t cover any healthcare expenses you incur outside of the United States. So, if you were to get sick or injured abroad, you might be on your own when it comes to medical bills. An international travel medical insurance plan can provide medical coverage overseas.