
iTravelInsured Travel SE Reviews: Benefits And Drawbacks
In This iTravelInsured Travel SE Review, we’ll explore the key benefits, coverage details, and why iTravelInsured Travel SE is a top choice for savvy travelers.
When preparing for an adventure, whether it’s a vacation, cruise, or business trip, having reliable travel insurance is essential. iTravelInsured Travel SE, provided by International Medical Group (IMG), offers extensive coverage for both domestic and international travelers.
This plan is designed to ensure peace of mind by covering trip cancellations, delays, medical emergencies, and more.
What Is iTravelInsured Travel SE Insurance?
iTravelInsured Travel SE is a comprehensive travel insurance plan offered by IMG. The plan is tailored for domestic and international travelers, including those embarking on cruises, tours, and vacations abroad. The plan’s broad coverage ensures that travelers are protected against unexpected disruptions, from medical emergencies to trip cancellations.
- iTravelInsured Travel SE is a comprehensive travel insurance plan offered by International Medical Group (IMG).
- It provides coverage for trip cancellation, trip interruption, medical emergencies, and travel delays.
- The plan is designed for travelers who want robust protection for their trip costs.
Key Features And Benefits Of iTravelInsured Travel SE
Trip Cancellation And Interruption Coverage
One of the standout features of iTravelInsured Travel SE is its Trip Cancellation and Trip Interruption benefits. This coverage ensures you can recover non-refundable trip payments if you need to cancel or interrupt your travel due to covered reasons, such as illness, injury, or unforeseen events like job loss or natural disasters. If your trip is interrupted, you can also be reimbursed for any additional expenses incurred.
Travel Delay And Missed Connection
The plan covers trip delays due to covered reasons, reimbursing up to $125 per day per person, with a maximum benefit of $2,000 per person. Additionally, if you miss a connecting flight or travel connection, you can claim up to $500 per person for related expenses.
Medical And Emergency Services
Unexpected health issues can arise while traveling, which is why iTravelInsured Travel SE offers Accident & Sickness Medical Expense Coverage, up to $250,000 per person. For emergencies, the plan provides medical evacuation and repatriation benefits, ensuring you’re transported to a medical facility or home if needed. Additionally, the plan includes 24/7 access to telehealth services via Teladoc, enabling consultations with certified medical professionals.
- Trip cancellation coverage up to 100% of non-refundable insured trip costs
- Trip interruption coverage up to 150% of non-refundable insured trip costs
- Medical coverage up to $250,000
- Emergency medical evacuation coverage up to $500,000
- Trip delay benefits up to $125 per day
- Rental car coverage up to $40,000
- Pre-existing medical conditions waiver available
Coverage For Specific Situations
Pet Owners
iTravelInsured Travel SE stands out by offering coverage specifically for pet owners. If your pet suffers an illness or injury, or even passes away, you can claim for trip cancellation or interruption. The plan also covers pet kennel fees of up to $100 per day (up to $300 per pet) if a return trip is delayed.
Baggage Coverage
If your luggage is lost or delayed, iTravelInsured Travel SE provides coverage for baggage loss up to $1,500. Additionally, if your baggage is delayed for 12 or more hours, the plan offers up to $250 to cover the cost of emergency purchases.
Travel Assistance Services
The plan includes Non-Insurance Emergency Travel Assistance Services that offer 24/7 support for emergency travel arrangements, medical referrals, and assistance with lost documents, including passports and visas. This service is invaluable for travelers who may find themselves in urgent situations abroad.
Special Features Of iTravelInsured Travel SE
Benefit | Maximum Benefit Amount |
---|---|
Trip Cancellation | Up to 100% of the non-refundable insured trip cost |
Trip Interruption | Up to 150% of the non-refundable insured trip cost |
Trip Delay | Up to $125 per day per person, with a max of $2,000 per person |
Change Fee | Up to $150 per person |
Frequent Traveler Reward | Up to $75 per person |
Rental Car Damage and Theft Coverage | Up to $40,000 per covered vehicle |
Missed Trip Connection | Up to $500 per person |
Pet Kennel | $100 per day, up to $300 per pet |
Medical Evacuation and Repatriation of Remains | Up to $500,000 per person |
Baggage and Personal Effects | Up to $1,500 (max $250 per item) |
Passport, Visa, or Travel Document Replacement | Included |
Baggage Delay | Up to $250 per person |
Accident & Sickness Medical and Dental | Up to $250,000 per person |
Accidental Death & Dismemberment | Common Carrier: $25,000, Exposure & Disappearance: Included |
Policy Details
iTravelInsured Travel SE Plan Details And Coverage Limits
Benefit | Maximum Benefit Amount |
---|---|
Trip Cancellation | Up to 100% of the non-refundable insured trip cost |
Trip Interruption | Up to 150% of the non-refundable insured trip cost |
Trip Delay | Up to $125 per day per person, with a max of $2,000 per person |
Change Fee | Up to $150 per person |
Frequent Traveler Reward | Up to $75 per person |
Single Supplement | Included |
Rental Car Damage and Theft Coverage | Up to $40,000 per covered vehicle |
Missed Trip Connection | Up to $500 per person |
Pet Kennel | $100 per day, up to $300 per pet |
Medical Evacuation and Repatriation of Remains | Up to $500,000 per person |
Return Transportation | Included |
Transportation of Children | Included |
Bedside Visit Transportation | Included |
Baggage and Personal Effects | Up to $1,500 (max $250 per item) |
Passport, Visa, or Travel Document Replacement | Included |
Baggage Delay | Up to $250 per person |
Accident & Sickness Medical and Dental | Up to $250,000 per person |
Dental Expense Sublimit | Up to $1,000 per trip |
Accidental Death and Dismemberment | Common Carrier: $25,000, Exposure & Disappearance: Included |
- Policy is (travel insurance coverages) underwritten by SiriusPoint America Insurance Company
- Initial trip deposit must be made within 20 days of purchasing the policy
- Pre-existing medical conditions are covered if the policy is purchased within 20 days of the initial trip deposit
- Secondary medical insurance coverage is available
- Policy includes 24/7 emergency medical and travel assistance
How iTravelInsured Travel SE Stands Out
Financial Strength Of IMG
iTravelInsured Travel SE is backed by IMG, a trusted leader in travel insurance with over 30 years of industry experience. IMG is owned by SiriusPoint, a multi-billion-dollar insurance company, and is rated “A-” by A.M. Best. With such strong financial backing, travelers can feel confident in the security and reliability of their coverage.
Customer Service and Assistance
IMG’s customer service is available 24/7, offering multilingual support for emergency situations. Whether you’re dealing with medical emergencies, lost documents, or needing travel assistance, IMG’s expert team is always ready to help.
Pros And Cons Of iTravelInsured Travel SE
Pros:
- Comprehensive coverage for trip cancellations, medical emergencies, and baggage delays
- Pet-friendly, with additional benefits for pet owners
- High medical coverage limits for accidents, sickness, and evacuations
- 24/7 emergency assistance available worldwide
Cons:
- Pre-existing conditions are excluded unless the plan is purchased within 20 days of the initial trip payment
- Some benefits may not be available in certain states—always review plan documents for full details
Customer Reviews And Feedback

iTravelInsured Travel SE is highly regarded by travelers for its comprehensive coverage and customer service. Many reviews highlight the peace of mind that comes with knowing IMG’s expert team is available for assistance, whether it’s handling medical issues or lost luggage. Users also appreciate the flexibility of the plan and the support available in multiple languages.
Customer Reviews And Ratings For iTravelInsured Travel SE
When choosing a travel insurance plan, customer reviews and ratings can provide valuable insights into the quality of coverage and the overall service experience. iTravelInsured Travel SE, offered by International Medical Group (IMG), has received mixed reviews from users, with many praising its extensive coverage and customer service, while others highlight areas of concern. Let’s take a closer look at the customer feedback for this plan.
- Customers praise the plan’s comprehensive coverage and excellent customer service
Positive Customer Feedback
- Comprehensive Coverage: Many customers have praised iTravelInsured Travel SE for its broad range of coverage, which includes trip cancellations, medical emergencies, and baggage delays. Travelers appreciate that it covers both domestic and international trips, providing peace of mind whether they are traveling for business, leisure, or even cruises. The inclusion of pet-related coverage for trip cancellation due to illness or injury of a pet has been particularly well-received by pet owners.
- Emergency Assistance and Customer Support: iTravelInsured Travel SE offers 24/7 emergency assistance services. Customers who have faced unexpected travel disruptions or medical issues while abroad often highlight the professionalism and responsiveness of the support team. IMG’s multilingual customer service has been noted as a strong feature, particularly for international travelers in need of urgent help. Many users have reported a positive experience with IMG’s claims process, which is generally seen as straightforward and hassle-free.
- Affordable Premiums for Extensive Coverage: Several reviewers mention that the plan offers good value for money. Compared to other travel insurance options, iTravelInsured Travel SE is seen as an affordable option with comprehensive coverage, especially for those looking for both trip interruption protection and medical evacuation benefits. The ability to customize the policy with add-ons further enhances its appeal.
- Medical Coverage and Evacuation Benefits: Customers who have had to use the medical evacuation or accident & sickness medical coverage often report satisfaction with the service. The availability of telehealth services (via Teladoc) for non-emergency consultations is another feature that customers appreciate, especially when traveling in remote areas.
Ratings
On various travel insurance review sites, iTravelInsured Travel SE has garnered an overall rating of 4 out of 5 stars. The high rating reflects the plan’s comprehensive coverage, value for money, and effective support in emergencies. However, the lower ratings stem from complaints regarding the complexity of the policy and occasional delays in claims processing.
These ratings indicate that while iTravelInsured Travel SE is highly regarded for its wide range of benefits, the service experience may vary depending on individual circumstances and claims experiences.
Travel Insurance Comparison
- iTravelInsured Travel SE is a top-rated travel insurance plan
- Plan offers more comprehensive coverage than many other travel insurance providers
- Plan is underwritten by a reputable insurance company
Cost And Value
- Cost of the policy varies depending on age, destination, and trip costs
- Average cost of the policy is 4-8% of trip costs
- Policy offers excellent value for the price, with comprehensive coverage and high policy limits
How To Purchase iTravelInsured Travel SE
Purchasing iTravelInsured Travel SE is simple. You can buy the plan directly online through the Onshorekare website or contact on phone for further assistance. Be sure to review your state-specific plan details to ensure the benefits align with your needs.
Purchasing And Managing Your Policy
- Policy can be purchased online through Onshorekare
- Policy documents and ID cards are available online
- Claims can be filed online or by phone
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Conclusion
iTravelInsured Travel SE offers some of the most robust coverage for travelers seeking protection against the unexpected. Whether you’re concerned about trip cancellations, medical emergencies, or pet travel, this plan provides the security you need. With a proven track record and the financial strength of IMG behind it, iTravelInsured Travel SE is a top choice for those who want global peace of mind while traveling.
iTravelInsured Travel SE is a comprehensive travel insurance plan that offers robust protection for trip costs.
The plan is designed for travelers who want high policy limits and comprehensive coverage.
While the plan may be more expensive than some other options, it offers excellent value for the price.
FAQ Section For iTravelInsured Travel SE Reviews
1. What is iTravelInsured Travel SE?
iTravelInsured Travel SE is a comprehensive travel insurance plan provided by International Medical Group (IMG). It offers coverage for both domestic and international travelers, including trip cancellations, medical emergencies, travel delays, and more. It is designed for those traveling on cruises, tours, or vacations abroad.
2. Does iTravelInsured Travel SE cover trip cancellations?
Yes, iTravelInsured Travel SE provides coverage for trip cancellations due to various covered reasons, such as illness, job loss, or natural disasters. You can recover 100% of the non-refundable insured trip cost.
3. What medical coverage is included in iTravelInsured Travel SE?
iTravelInsured Travel SE includes accident and sickness medical coverage up to $250,000 per person. This plan also offers coverage for medical evacuation and repatriation of remains, ensuring you’re transported to appropriate medical facilities or back home if needed.
4. Is there coverage for pets with iTravelInsured Travel SE?
Yes, iTravelInsured Travel SE provides pet-related coverage, including trip cancellation or interruption due to illness, injury, or death of your pet. The plan also covers pet kennel fees if your return trip is delayed due to a covered reason.
5. Can I use iTravelInsured Travel SE for a cruise or tour?
Absolutely! iTravelInsured Travel SE is ideal for travelers going on cruises or organized tours. It provides coverage for travel delays, cancellations, medical emergencies, and other common issues that may arise during these types of trips.
6. Does the plan include coverage for trip delays?
Yes, iTravelInsured Travel SE offers trip delay coverage, reimbursing up to $125 per day per person, with a $2,000 maximum per person. This benefit covers additional expenses incurred due to delayed flights, accommodations, or other trip disruptions.
7. Does iTravelInsured Travel SE cover pre-existing conditions?
iTravelInsured Travel SE includes a pre-existing condition exclusion waiver if the plan is purchased within 20 days of the initial trip payment.
8. How can I contact iTravelInsured Travel SE for assistance during my trip?
iTravelInsured Travel SE provides 24/7 emergency travel assistance services through IMG. You can contact their customer service for help with travel arrangements, medical referrals, lost documents, emergency prescriptions, and more.
9. What’s the maximum coverage for medical evacuation with iTravelInsured Travel SE?
The plan provides up to $500,000 in medical evacuation coverage. This includes transportation to the nearest appropriate medical facility or even back home if medically necessary.
10. How much is iTravelInsured Travel SE?
The cost of iTravelInsured Travel SE varies depending on factors such as your destination, trip duration, and coverage limits. It’s recommended to get a personalized quote on IMG’s official website or through a licensed producer for accurate pricing.
11. How do I purchase iTravelInsured Travel SE?
You can purchase iTravelInsured Travel SE online through the OnshoreKare website. Make sure to review your state-specific terms and conditions before buying.
12. Are there any exclusions in iTravelInsured Travel SE?
Yes, the plan includes some exclusions, such as coverage for pre-existing conditions unless the policy is purchased within 20 days of the initial trip payment. Be sure to review the full terms and conditions for detailed exclusions based on your specific situation.