Traveling abroad is exciting, but unexpected medical emergencies can turn a dream trip into a financial burden. Hospital visits, urgent care, or even an emergency evacuation can cost thousands of dollars in countries like the USA. That’s where cheap travel medical insurance comes in — giving you essential protection against emergency medical expenses without stretching your budget.

At OnshoreKare, you can compare affordable travel medical insurance plans side by side, ensuring you get the right coverage at the right price.

Why Buy Cheap Travel Medical Insurance?

Healthcare costs abroad, especially in the United States, can be overwhelming. Even a short hospital visit may result in massive medical bills. A travel medical insurance plan protects you from these risks, ensuring you don’t end up with unmanageable debt during your trip.

The advantage of cheap travel insurance is that it balances cost and protection. With OnshoreKare, you can find insurance plans that fit your trip cost, provide adequate coverage amounts, and offer peace of mind while traveling.

What Does A Cheap Travel Insurance Plan Cover?

Even budget-friendly travel medical insurance plans provide essential protection. Typical inclusions are:

• Emergency medical expenses: Hospital stays, doctor visits, and prescription medicines.
• Emergency medical evacuation: Transfer to the nearest qualified facility or, in some cases, repatriation back to your home country.
• Trip interruption coverage: Reimbursement for unused trip expenses if your journey is cut short.
• Baggage delays, baggage loss, and stolen baggage: Coverage for lost or delayed belongings.
• Travel delays and missed connections: Hotel and meal expenses during delays.
• Accidental Death & Dismemberment: lump-sum payment for accidental death or dismemberment
• Repatriation of Remains: Support for Families in Worst-Case Scenarios.

Compare travel medical insurance plans

Best Cheap Travel Medical Insurance Plans On OnshoreKare

Plan	Highlights	Best For
VisitorSecure	Very low cost, basic fixed benefits, limited coverage limits	Students, backpackers, budget-only travelers
Visitors Care	Affordable, emergency treatment & evacuation, limited protection	Short-term visitors who want simple coverage
Seven Corners Visitor Choice	Limited benefit, Short duration coverage, Up to $1M lifetime plan maximum, incidental trips to home country, COVID-19 included	Families & travelers wanting mid-range coverage
Safe Travels USA Cost Saver	Comprehensive plan with evacuation, repatriation, trip interruption coverage	Budget-conscious travelers who want more than basics
Patriot America Lite	Limited benefit, Short duration coverage, Up to $1M lifetime plan maximum, incidental trips to home country, COVID-19 included.	Visitors needing stronger protection at reasonable cost
SafeVista Protect	Strong medical coverage, urgent care co-pay, trip interruption coverage	Families & younger travelers looking for affordable care
Patriot America Plus	Acute onset of pre-existing conditions, wide PPO network, evacuation coverage	Parents visiting USA
Atlas America	Acute onset of pre-existing conditions, Flexible deductibles, trip interruption, PPO access	Long-term international visitors
INF Premier	Covers pre-existing conditions, higher benefit limits	Older travelers, those with chronic conditions

How Much Does Cheap Travel Medical Insurance Cost?

• Entry-level plans start at just $1 to $2 per day.
• Costs depend on factors such as age, trip length, coverage levels, and add-ons.
• Comprehensive plans offer more exhaustive coverage than limited coverage plans.

Note: Always purchase travel insurance as soon as you plan and book your air tickets. This way, you can ensure that you don’t forget travel insurance and that the policy is effective on your departure date.

Why Buy From OnshoreKare?

OnshoreKare is not a single travel insurance company; it’s a travel insurance marketplace. This means:

• You can compare multiple travel medical insurance plans side by side.
• Filter by coverage limits, deductibles, and benefits.
• Select a plan that suits your budget and travel needs.
• Plans are tailored for nearly every traveler, especially parents visiting the USA and B-1/B-2 visa visitors.

If you need assistance or have questions, our licensed associates are here to help at +1 855 652 5565.

Frequently Asked Questions (FAQs)

1. What is the cheapest travel medical insurance for USA visitors?

The cheapest plan depends on age and trip duration. OnshoreKare offers options like VisitorSecure and Visitors Care, starting as low as $1 per day for young travelers; the premiums increase with the age of the insured.

2. Is cheap travel medical insurance worth it?

Yes. Even a low-cost plan can cover emergency medical expenses, medical evacuation, and trip delays, saving you thousands compared to paying out of pocket.

3. Does cheap travel insurance cover preexisting conditions?

Most budget-friendly plans only cover the acute onset of preexisting conditions. Consider INF Premier, which is specifically designed for travelers with chronic health conditions.

4. Can I purchase cheap travel insurance at the last minute?

Yes, many travel insurance policies can be bought until the day before departure. However, to get trip cancellation and other early-purchase benefits, it’s best to buy within 10–14 days of booking your trip.

5. What benefits should I not compromise on, even with cheap plans?

At a minimum, make sure your plan includes emergency medical coverage, emergency evacuation, and trip interruption coverage. These protect against the most expensive risks.

Final Thoughts: Travel Protection Without Overspending

Cheap travel medical insurance is not about cutting corners; it’s about thoughtful planning. By choosing from trusted insurance plans on OnshoreKare, you get reliable medical coverage, trip protection, and peace of mind at an affordable price point.

Next Step: Compare cheap travel medical insurance plans on OnshoreKare and protect your next trip today.