Why Choose INF Premier Insurance For Your Travel Needs?
Traveling abroad can be a thrilling experience, but it also brings its share of risks, especially regarding health. INF Premier Insurance IVAS plan (IVAS: International Visitor Accident Sickness Insurance Plan).
The cost of medical care in countries like the USA, Canada, and the EU can be extremely high. That’s why having travel medical insurance is crucial.
INF Premier Insurance offers comprehensive travel medical coverage for international travelers, including those with pre-existing conditions.
This plan ensures that you are covered for unexpected medical events, giving you peace of mind while you explore new destinations.
In this article, we’ll delve into why INF Premier Insurance is the perfect solution for travelers seeking reliable coverage, particularly for pre-existing conditions, emergency medical needs, and more.
What Is INF Premier Insurance?
INF Premier Insurance is a travel medical insurance plan designed to protect non-U.S. residents during their travels to the USA, Canada, Europe, and beyond.
Whether you are visiting for business, leisure, or to see family, INF Premier Insurance provides comprehensive coverage that includes medical treatment, emergency medical evacuation, and even coverage for pre-existing conditions.
The plan is available for different age groups, specifically:
- Age 0-69: Suitable for most travelers.
- Age 70-99: Tailored coverage for senior travelers with higher health risks.
INF Premier Insurance is an excellent choice for those seeking high-quality medical insurance while abroad, especially considering the medical expenses that can quickly add up in countries like the USA, Canada, or the EU.
Comprehensive Coverage For Medical Needs
One of the standout features of INF Premier Insurance is its comprehensive coverage for a variety of medical situations, ensuring you’re covered for both sickness and accident.
Here’s a detailed breakdown of the policy limits and coverage provided by the plan:
| Coverage Type | Details | Policy Limits |
|---|---|---|
| Medical Treatment | Coverage for hospital stays, doctor visits, and medical treatments due to sickness or injury. | Up to $1,000,000 (depending on the plan selected) |
| Surgical Expenses | Covers the cost of necessary surgeries during your trip. | Up to $15,000 (varies by age and plan) |
| Emergency Medical Evacuation | Covers transportation to the nearest medical facility in case of emergency. | Up to $85,000 |
| Accident or Sickness Coverage | Protection for unexpected medical emergencies related to accidents or illness. | Up to $1,000,000 |
| Accidental Death & Dismemberment | Provides a benefit in the event of fatal accidents or loss of limbs due to an accident. | Up to $25,000 |
| Hospital Admission | Covers the costs of being admitted to a hospital for treatment or emergency care. | Up to $5,000 (depending on the plan selected) |
| Urgent Care Visits | Coverage for non-emergency, urgent medical care during your travels. | Covered |
| Prescription Medication | Coverage for necessary prescriptions required during your trip. | Up to $750 |
| Medical Evacuation to Home Country | If needed, it covers the cost of returning to your home country for further medical care. | Up to $85,000 |
| Pre-existing Condition Coverage | Coverage for pre-existing conditions. | Up to $600,000 (for travelers under age 69) |
| Dental Emergency | Coverage for emergency dental treatment required during the trip. | Up to $550 |
| Return of Remains | Coverage for the return of remains in case of death during travel. | Up to $30,000 |
| Trip Interruption | Covers costs related to returning home early due to an emergency. | Up to $1,000 |
| Travel Delay | Coverage for expenses incurred due to unexpected travel delays. | Up to $1,000 |
| Baggage Loss or Delay | Coverage for lost or delayed baggage. | Up to $1,000 |
Pre-Existing Conditions Coverage
For many travelers, the biggest concern when buying travel insurance is whether pre-existing conditions will be covered.
Fortunately, INF Premier Insurance provides coverage for pre-existing conditions for travelers under the age of 69.
This is essential for individuals with conditions such as diabetes, heart disease, or hypertension, which may require immediate attention during travel.
Access To High-Quality Medical Care
With INF Premier Insurance, you have access to high-quality medical care worldwide. Whether you’re visiting the USA, Canada, or Europe, the plan ensures you can access the best doctors and medical facilities.
This is especially critical when medical treatment is needed unexpectedly, and the cost of care could be prohibitive without insurance.
| Benefit | Details |
|---|---|
| Telehealth App | Remote consultations with licensed doctors for minor health issues. |
| Laboratory Procedures | Coverage for necessary tests and diagnostics. |
| Surgical Expenses | Protection for surgery costs during your trip. |
| Outpatient Services | Coverage for treatments and check-ups outside of a hospital setting. |
With INF Premier Insurance, you can rest assured that you’ll have access to medical care when you need it most, without worrying about the high costs of treatment.
PPO Network And Payouts For In-Network And Out-Of-Network Services
INF Premier Insurance partners with the UnitedHealthcare Options PPO Network, a comprehensive network of healthcare providers across the United States.
This network allows you to access a wide range of medical services, including hospitals, doctors, specialists, and urgent care facilities, all at discounted rates.
By utilizing the PPO Network, you can significantly reduce your out-of-pocket expenses and ensure that you are receiving high-quality care during your travels.
- In-Network Care: When you seek treatment from a healthcare provider within the UnitedHealthcare Options PPO Network, INF Premier Insurance covers a larger portion of your medical expenses. You benefit from lower co-pays and deductibles, ensuring that your out-of-pocket costs are minimized. This streamlined process helps you manage your healthcare expenses effectively.
- Out-of-Network Care: If you decide to seek care outside the PPO Network, your INF Premier Insurance plan will still cover medical expenses, but at a lower rate. In this case, the insurance company will reimburse you a smaller portion of the costs, and you may be responsible for a higher co-payment or deductible. You could also be required to pay the difference between what the provider charges and what the insurance company will cover.
For the best possible coverage and to minimize costs, it’s advisable to use healthcare providers within the UnitedHealthcare Options PPO Network.
This ensures you receive the maximum benefits under your INF Premier Insurance plan, allowing you to focus on your health and well-being during your trip without worrying about unexpected medical expenses.
Cashless Claims And Direct Billing
Another major benefit of INF Premier Insurance is the cashless claims system and direct billing. This allows you to seek medical care without needing to pay upfront.
The insurance company pays the healthcare provider directly for the covered medical services.
This eliminates the need for out-of-pocket expenses and provides a seamless process for your medical treatment.
| Cashless Claims Features | Details |
|---|---|
| Direct Billing | No upfront payment needed; the insurance company pays the provider directly. |
| Cashless Process | Easy claims processing without the need for reimbursement. |
Please note that for the cashless billing option, you will need to contact INF Robin Assist before booking an appointment or taking any treatment.
How To Purchase INF Premier Insurance Through OnshoreKare
Purchasing INF Premier Insurance through OnshoreKare is simple and efficient.
OnshoreKare, as a leading travel insurance marketplace, allows you to compare multiple insurance plans, including INF Premier, to find the best fit for your travel needs.
Here’s how it works:
- Compare Plans: Easily compare INF Premier Insurance with other plans to find the right coverage.
- Get Expert Recommendations: Leverage OnshoreKare’s expertise to help guide you to the best plan for your travel requirements.
- Receive Instant Quotes: Get a personalized quote within minutes to understand your coverage options.
- Secure Purchase Process: Complete your purchase securely through OnshoreKare’s platform and start your travels worry-free.
By purchasing through OnshoreKare, you can also access high-end support if you need help understanding the details of your plan or during the claims process.
About INF Insurance
INFPlans offers a variety of travel insurance plans designed for international visitors, especially those traveling to the United States, Canada, or Mexico.
Their insurance plans provide comprehensive coverage, including medical expenses, emergency medical evacuation, and pre-existing condition coverage, making them an ideal choice for those seeking robust protection during their travels.
Here is a list of some key INF insurance plans available at OnshoreKare
| Plan Name | Description |
|---|---|
| Safevista Comprehensive | An ultra-low-cost plan offering comprehensive coverage up to $1,000,000, flexible deductibles, and exceptional coverage for acute onset conditions, suitable for travelers aged 0–99. |
| INF Premier | A top-tier plan offering comprehensive medical coverage for travelers under the age of 69, with a focus on emergency medical evacuation and pre-existing condition coverage. |
| INF Premier Plus | An upgraded version of the INF Premier plan, offering enhanced coverage limits and additional benefits like coverage for surgical expenses and hospital admissions. |
| INF Elite | Designed for travelers seeking a premium option, it includes coverage for medical treatment, hospital stays, and accident or sickness with higher policy limits. |
| INF Safe Traveler USA | A flexible plan offering coverage for the acute onset of pre-existing conditions and emergency medical needs, ideal for travelers with specific health concerns. |
| INF Standard X | A more affordable plan that still provides essential coverage, including medical expenses and surgical expenses. |
| INF Elite X Plus | A comprehensive and high-coverage option, perfect for travelers looking for extensive medical care, including emergency medical evacuation and accidental death benefits. |
This table format provides a clean, easy-to-read structure for comparing the different INF insurance plans, making it simple for potential customers to decide which plan best suits their travel needs.
Each of these plans is tailored to meet the specific needs of travelers, offering a range of coverage options to ensure a safe and secure trip. Whether you’re traveling to the USA, Canada, or Europe, INF insurance plans ensure that you’re protected from unexpected medical events.
Conclusion: Why INF Premier Insurance?
When planning your trip abroad, it’s essential to have reliable medical insurance to protect you against unforeseen events.
INF Premier Insurance offers comprehensive coverage, including protection for pre-existing conditions, emergency medical evacuation, and access to high-quality medical care worldwide.
Whether you’re visiting the USA, Canada, or the EU, INF Premier Insurance ensures that you’re covered, giving you peace of mind to enjoy your travels.
By purchasing INF Premier Insurance through OnshoreKare, you can compare multiple plans and receive expert support, ensuring that you get the best possible coverage for your needs.
INF Premier Insurance is a trustworthy choice for international travelers seeking comprehensive, reliable, and affordable medical coverage.
Frequently Asked Questions (FAQs)
Does INF Premier Insurance cover pre-existing conditions?
Yes, INF Premier Insurance covers the pre-existing conditions for travelers under the age of 69.
How much coverage is provided for emergency medical evacuation?
INF Premier Insurance covers emergency medical evacuation up to $85,000, ensuring that you’re transported to the nearest medical facility in case of a serious medical emergency.
Can I access medical care through INF Premier Insurance while traveling?
Yes, INF Premier Insurance provides access to high-quality medical care worldwide. Whether you’re in the USA, Canada, or Europe, you’ll be covered for medical treatment, doctor visits, and necessary surgeries.
Is there a waiting period for pre-existing conditions coverage?
The pre-existing condition coverage under INF Premier Insurance has no benefit waiting period. You are covered for any unexpected health events related to pre-existing conditions as soon as your plan is activated.
How do I file a claim with INF Premier Insurance?
Claims can be easily filed through the INF Robin Assist portal, where you can upload required documents and track your claim status.
Does INF Premier Insurance provide coverage for visitors to the USA?
Yes, INF Premier Insurance is ideal for international visitors traveling to the USA, offering coverage for medical treatment, emergency evacuation, and more.
Are there any age restrictions for purchasing INF Premier Insurance?
INF Premier Insurance is available for travelers aged 0-99 years, making it suitable for a wide range of travelers, from young adults to senior citizens.
Does INF Premier Insurance cover travel delays and baggage loss?
Yes, INF Premier Insurance covers travel delays and baggage loss or delay, ensuring that you’re financially protected in case of unforeseen travel disruptions.
