Travel insurance provides protection against travel and health risks when you are out of your home country. It is an essential travel necessity, because you just never know what can happen. If you have to go to the hospital or…
Most visitors insurance policies in the United States use a re-imbursement system. This means that if you utilize any of medical services, you have to file a claim to be reimbursed for the charges. When you have visitor insurance, you…
When choosing a visitors insurance policy, you have to choose the right policy maximum and right deductible to meet your needs and your budget. The policy maximum is the total amount of coverage for the policy. The deductible is the…
Getting visitors insurance for your parents when they travel is a smart and responsible thing to do. Elderly individuals are at higher risk for illness and injury and most health insurance policies do not cover them outside their home country.…
There is a greater risk involved when travelers are involved in extreme sports, hazardous sports, or high-risk sports. Most insurance companies won’t cover these types of injuries for this reason. If you are injured while participating in one of these…
When getting visitors insurance, there are many options to choose from and it can be difficult to know which options you want to choose. Many plans offer additional discounts for medical services from certain providers. They have negotiated prices for…
When visiting another country, it’s important to protect yourself from any possible illness or accident. That’s why visitors insurance exists, to be there in case of an emergency. By the time we hit our 60th birthday, we need to take…
When people travel to the United States, they know how important it is to purchase travel insurance. However, they are not sure where they should purchase the insurance from – their home country or destination country, the US. If you…
You made a good choice to purchase visitors insurance for an upcoming trip, but now your trip has been cancelled and that means your insurance needs to be cancelled. Or, you could have accidentally purchased the wrong policy or wanted…
Accidental Death and Dismemberment coverage will help pay for expenses caused by a death or loss of limb due to an accident. It will not cover loss of life or limb due to an illness, however. AD&D is good coverage…
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